Australian Unity
Registered as Australian Unity Health Limited · fund code AUF · Open membership
Health insurance
Australian Unity sells 1,582 open policies with hospital cover (1,022 hospital-only, 560 combined with extras, counting one per state and household type) in all states, grouped below into 43 products, of which 34 can be bought by anyone on their own (the rest are corporate, visitor or add-on cover). Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.
Products
SCFP = sold to singles · couples · families · single parents
| Policy | Tier | Type | Excess / person | Co-pay | Covered | Restricted | Under-30 discount | States | S C F P | Monthly premium | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Complete Hospital (Gold) | Gold | Hospital | $750 | Limited | 38 | 0 | All states | SCFPSingle, Couple, Family, Single parent | $237.15 – $1,184.00 | ||
| Corporate Priority Gold | Gold | Hospital | $750 | None | 38 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $254.60 – $1,299.10 | |
| Assured Hospital (Silver Plus) | Silver Plus | Hospital | $250 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $199.35 – $814.65 | ||
| Assured Hospital (Silver Plus) | Silver Plus | Hospital | $500 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $181.00 – $768.75 | ||
| Assured Hospital (Silver Plus) | Silver Plus | Hospital | $750 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $173.30 – $735.75 | ||
| Classic Hospital (Silver Plus) | Silver Plus | Hospital | $500 | None | 33 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $175.50 – $755.15 | ||
| Classic Hospital (Silver Plus) | Silver Plus | Hospital | $750 | None | 33 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $167.70 – $722.00 | ||
| Corporate Advance Silver Plus | Silver Plus | Hospital | $500 | None | 32 | 1 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $154.65 – $736.60 | |
| Corporate Advance Silver Plus | Silver Plus | Hospital | $750 | None | 32 | 1 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $147.15 – $690.55 | |
| Corporate Select Silver Plus | Silver Plus | Hospital | $500 | None | 27 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $116.75 – $517.15 | |
| Corporate Select Silver Plus | Silver Plus | Hospital | $750 | None | 27 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $106.95 – $473.60 | |
| Intermediate Hospital (Silver Plus) | Silver Plus | Hospital | $500 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $149.30 – $604.50 | ||
| Intermediate Hospital (Silver Plus) | Silver Plus | Hospital | $750 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $139.95 – $555.75 | ||
| Midpoint Hospital (Silver Plus) | Silver Plus | Hospital | $500 | None | 29 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $114.20 – $529.25 | ||
| Midpoint Hospital (Silver Plus) | Silver Plus | Hospital | $750 | None | 29 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $100.75 – $477.75 | ||
| Value Hospital (Silver Plus) | Silver Plus | Hospital | $500 | Limited | 33 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $155.55 – $645.65 | ||
| Value Hospital (Silver Plus) | Silver Plus | Hospital | $750 | Limited | 33 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $140.20 – $594.25 | ||
| Active Choice (Silver Plus) | Silver Plus | Combined | $500 | None | 29 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $188.55 – $722.90 | ||
| Active Choice (Silver Plus) | Silver Plus | Combined | $750 | None | 29 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $176.95 – $676.90 | ||
| Advantage Choice Combination (Silver Plus) | Silver Plus | Combined | $500 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $209.30 – $781.15 | ||
| Advantage Choice Combination (Silver Plus) | Silver Plus | Combined | $750 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $197.40 – $731.50 | ||
| Secure Choice (Silver Plus) | Silver Plus | Combined | $500 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $278.90 – $887.40 | ||
| Secure Choice (Silver Plus) | Silver Plus | Combined | $750 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $263.65 – $839.00 | ||
| Signature Choice (Silver Plus) | Silver Plus | Combined | $500 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $275.80 – $931.40 | ||
| Signature Choice (Silver Plus) | Silver Plus | Combined | $750 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $261.55 – $883.25 | ||
| Top Choice (Silver Plus) | Silver Plus | Combined | $500 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $300.30 – $938.15 | ||
| Top Choice (Silver Plus) | Silver Plus | Combined | $750 | None | 34 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $286.20 – $913.75 | ||
| Core Hospital (Bronze Plus) | Bronze Plus | Hospital | $500 | None | 21 | 3 | All states | SCFPSingle, Couple, Family, Single parent | $96.85 – $410.65 | ||
| Core Hospital (Bronze Plus) | Bronze Plus | Hospital | $750 | None | 21 | 3 | All states | SCFPSingle, Couple, Family, Single parent | $87.55 – $374.90 | ||
| Corporate Bronze Plus | Bronze Plus | Hospital | $500 | None | 23 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $85.45 – $406.10 | |
| Corporate Bronze Plus | Bronze Plus | Hospital | $750 | None | 23 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $78.70 – $374.00 | |
| Standard Hospital (Bronze Plus) | Bronze Plus | Hospital | $500 | None | 22 | 3 | All states | SCFPSingle, Couple, Family, Single parent | $111.60 – $466.40 | ||
| Standard Hospital (Bronze Plus) | Bronze Plus | Hospital | $750 | None | 22 | 3 | All states | SCFPSingle, Couple, Family, Single parent | $104.45 – $435.50 | ||
| Essential Choice (Bronze Plus) | Bronze Plus | Combined | $500 | None | 23 | 3 | All states | SCFPSingle, Couple, Family, Single parent | $141.25 – $588.25 | ||
| Essential Choice (Bronze Plus) | Bronze Plus | Combined | $750 | None | 23 | 3 | All states | SCFPSingle, Couple, Family, Single parent | $125.00 – $526.00 | ||
| Corporate Basic Plus | Basic Plus | Hospital | $500 | None | 5 | 3 | Corporate | All states | SCSingle, Couple | $67.10 – $269.90 | |
| Corporate Basic Plus | Basic Plus | Hospital | $750 | None | 5 | 3 | Corporate | All states | SCSingle, Couple | $63.00 – $254.10 | |
| Simple Hospital (Basic Plus) | Basic Plus | Hospital | $500 | None | 4 | 3 | All states | SCSingle, Couple | $82.35 – $266.50 | ||
| Simple Hospital (Basic Plus) | Basic Plus | Hospital | $750 | None | 4 | 3 | All states | SCSingle, Couple | $74.75 – $242.20 | ||
| Care 'n Repair (Basic Plus) | Basic Plus | Combined | $500 | None | 0 | 32 | All states | SCSingle, Couple | $117.00 – $290.30 | ||
| Care 'n Repair (Basic Plus) | Basic Plus | Combined | $750 | None | 0 | 32 | All states | SCSingle, Couple | $106.15 – $258.70 | ||
| Simple Saver (Basic Plus) | Basic Plus | Combined | $500 | None | 4 | 3 | All states | SCSingle, Couple | $104.85 – $339.70 | ||
| Simple Saver (Basic Plus) | Basic Plus | Combined | $750 | None | 4 | 3 | All states | SCSingle, Couple | $95.35 – $312.90 |
A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.
Hospital cover profiles
Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.
Cover profile 1 · 0 of 38 categories covered, 32 restricted, 6 not covered
Restricted Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Care 'n Repair (Basic Plus) (Basic Plus, combined)
Cover profile 2 · 4 of 38 categories covered, 3 restricted, 31 not covered
Covered Dental surgery, Hernia and appendix, Joint reconstructions, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products Simple Hospital (Basic Plus) (Basic Plus, hospital); Simple Saver (Basic Plus) (Basic Plus, combined)
Cover profile 3 · 23 of 38 categories covered, 3 restricted, 12 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products Corporate Bronze Plus (Bronze Plus, hospital); Essential Choice (Bronze Plus) (Bronze Plus, combined)
Cover profile 4 · 29 of 38 categories covered, 1 restricted, 8 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Midpoint Hospital (Silver Plus) (Silver Plus, hospital); Active Choice (Silver Plus) (Silver Plus, combined)
Cover profile 5 · 30 of 38 categories covered, 1 restricted, 7 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Intermediate Hospital (Silver Plus) (Silver Plus, hospital); Advantage Choice Combination (Silver Plus) (Silver Plus, combined)
Cover profile 6 · 34 of 38 categories covered, 1 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products Assured Hospital (Silver Plus) (Silver Plus, hospital); Secure Choice (Silver Plus) (Silver Plus, combined); Signature Choice (Silver Plus) (Silver Plus, combined); Top Choice (Silver Plus) (Silver Plus, combined)
Cover profile 7 · 5 of 38 categories covered, 3 restricted, 30 not covered
Covered Dental surgery, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products Corporate Basic Plus (Basic Plus, hospital)
Cover profile 8 · 21 of 38 categories covered, 3 restricted, 14 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products Core Hospital (Bronze Plus) (Bronze Plus, hospital)
Cover profile 9 · 22 of 38 categories covered, 3 restricted, 13 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Plastic and reconstructive surgery (medically necessary), Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products Standard Hospital (Bronze Plus) (Bronze Plus, hospital)
Cover profile 10 · 27 of 38 categories covered, 3 restricted, 8 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Corporate Select Silver Plus (Silver Plus, hospital)
Cover profile 11 · 33 of 38 categories covered, 1 restricted, 4 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Dialysis for chronic kidney failure, Pregnancy and birth, Weight loss surgery
Products Classic Hospital (Silver Plus) (Silver Plus, hospital); Value Hospital (Silver Plus) (Silver Plus, hospital)
Cover profile 12 · 32 of 38 categories covered, 1 restricted, 5 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Pregnancy and birth, Weight loss surgery
Products Corporate Advance Silver Plus (Silver Plus, hospital)
Cover profile 13 · 38 of 38 categories covered, 0 restricted, 0 not covered
Covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Complete Hospital (Gold) (Gold, hospital); Corporate Priority Gold (Gold, hospital)
Extras profiles
Extras profile 1 · 8 services
Services Acupuncture, General dental, Dietetics, Endodontic, Exercise physiology, Occupational therapy, Physiotherapy, Remedial massage
Products Care 'n Repair (Basic Plus) (Basic Plus, combined)
Extras profile 2 · 9 services
Services Acupuncture, Chiropractic, General dental, Dietetics, Endodontic, Osteopathy, Physiotherapy, Podiatry, Remedial massage
Products Simple Saver (Basic Plus) (Basic Plus, combined)
Extras profile 3 · 14 services
Services Acupuncture, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Optical, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Vaccinations
Products Essential Choice (Bronze Plus) (Bronze Plus, combined)
Extras profile 4 · 22 services
Services Acupuncture, Audiology, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Health management programs, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy, Vaccinations
Products Active Choice (Silver Plus) (Silver Plus, combined)
Extras profile 5 · 19 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Remedial massage, Speech therapy, Vaccinations
Products Advantage Choice Combination (Silver Plus) (Silver Plus, combined)
Extras profile 6 · 24 services
Services Acupuncture, Audiology, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy, Vaccinations
Products Secure Choice (Silver Plus) (Silver Plus, combined); Signature Choice (Silver Plus) (Silver Plus, combined)
Extras profile 7 · 10 services
Services Acupuncture, Chiropractic, General dental, Major dental, Endodontic, Optical, Osteopathy, Physiotherapy, Podiatry, Remedial massage
Products Top Choice (Silver Plus) (Silver Plus, combined)
Waiting periods
- Waiting profile 1: pre-existing conditions 12 months, sub-acute care 2 months, other 2 months (41 products)
- Waiting profile 2: pre-existing conditions 12 months, pregnancy and birth 12 months, sub-acute care 2 months, other 2 months (2 products)
Data
This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:
/au/insurance/health/v1/funds/australian-unity.json: this fund, every policy row and the cover, waiting-period and extras profiles./au/insurance/health/v1/policies/<STATE>.json: every fund's policies sold in a state (NSW, VIC, QLD, SA, WA, TAS, NT)./au/insurance/health/v1/cheapest.json: the cheapest policies per state, household and tier./au/insurance/health/v1/index.json: dataset index, including every per-fund file.
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