Australian health funds
Every registered Australian health insurer, with its membership rules, where it sells and what it sells. Open each fund for all of its hospital and combined policies, their premiums in every state and for every household type, and the clinical categories each covers.
25 funds are open to anyone; the rest restrict membership to an industry, employer or community and are hidden by default in the cheapest-policy rankings, where "Include restricted funds" shows them with who may join. Policy counts are hospital-only and combined (hospital plus extras) policies, counting one policy per state and household type. The cheapest single hospital policy is the lowest monthly premium, before the government rebate, of a hospital-only policy the fund sells to a single adult in any state, leaving out corporate, visitor and add-on-only policies.
| Fund | Registered name | Membership | States | Hospital | Combined | Cheapest single hospital | Policy |
|---|---|---|---|---|---|---|---|
| ACA Health | ACA Health Benefits Fund | Restricted membership Seventh-day Adventist Church employees, Local Church Officers and their families. | All states | 76 | 263 | $122.83 | Basic HospitalBasic Plus |
| ahm | ahm health insurance | Open membership | All states | 1,260 | 336 | $39.30 | ambulance hospital (basic)Basic · NT |
| AIA Health | AIA Health Insurance Pty Ltd | Open membership | All states | 1,554 | 8,526 | $69.06 | Basic Accident Only Hospital 750Basic · NT |
| Australian Unity | Australian Unity Health Limited | Open membership | All states | 1,022 | 560 | $74.75 | Simple Hospital (Basic Plus)Basic Plus · NT |
| Bupa | Bupa HI Pty Ltd | Open membership | All states | 2,996 | 133 | $60.65 | Basic Accident Only Hospital $750 ExcessBasic · NT |
| CBHS | CBHS Health Fund Limited | Restricted membership current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families. | All states | 462 | 28 | $75.75 | Starter Basic Plus Hospital $750 ExcessBasic Plus · NT |
| CBHS Corporate Health | CBHS Corporate Health Pty Ltd | Open membership | All states | 0 | 0 | — | |
| CDH Benefits Fund | Open membership | All states | 210 | 1,057 | $153.90 | BASIC Hospital Cover (Single)Basic Plus · NSW | |
| Defence Health | Defence Health Limited | Restricted membership current or former members of the ADF and the Defence community and their families. | All states | 1,584 | 147 | $58.00 | Starter Hospital Basic PlusBasic Plus · NT |
| Doctors' Health Fund | Restricted membership Medical and allied health professionals, their families, medical students and AMA employees. | All states | 392 | 812 | $128.17 | Smart Starter Bronze Plus $750 ExcessBronze Plus · NT | |
| GMHBA | GMHBA Limited | Open membership | NSW, NT, QLD, SA, TAS, VIC, WA | 532 | 0 | $50.00 | Frank Basic Accident Boost HospitalBasic · NT |
| GU Health | Open membership | All states | 3,425 | 502 | — | ||
| HBF | HBF Health Limited | Open membership | All states | 1,518 | 0 | $53.01 | Basic Hospital Accident Only $750/$1500 ExcessBasic · NT |
| HCF | Open membership | All states | 1,372 | 210 | $41.37 | HCF ACCIDENT ONLY BASICBasic · NT | |
| HCi | Open membership | All states | 300 | 864 | $83.81 | Basic Plus Hospital $750 excessBasic Plus · WA | |
| Health Partners | Open membership | All states | 462 | 9,702 | $73.15 | Basic Accident Hospital $750 ExcessBasic · NT | |
| HIF | Health Insurance Fund of Australia Limited | Open membership | All states | 392 | 126 | $61.95 | Basic Plus Hospital $750/$1500Basic Plus · NT |
| Latrobe Health | Latrobe Health Services | Open membership | All states | 660 | 42 | $97.55 | Bronze Hospital 750 ExcessBronze · WA |
| Medibank | Medibank Private Limited | Open membership | All states | 3,140 | 84 | $55.25 | Medibank Basic Accident and AmbulanceBasic · NT |
| Mildura Health Fund | Open membership | All states | 24 | 0 | $158.45 | Basic Plus - H1Basic Plus | |
| Navy Health | Navy Health Ltd | Restricted membership Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families. | All states | 280 | 875 | $86.08 | Saver Bronze+ HospitalBronze Plus · NT |
| nib | nib Health Funds Ltd. | Open membership | All states | 4,620 | 560 | $54.80 | Basic Accident Hospital $750 ExcessBasic · NT |
| onemedifund | National Health Benefits Australia Pty Ltd (onemedifund) | Open membership | All states | 0 | 4 | — | |
| Peoplecare | Peoplecare Health Insurance | Open membership | All states | 336 | 2,352 | $119.07 | Basic Plus Hospital $750Basic Plus · NSW |
| Phoenix Health | Phoenix Health Fund Limited | Open membership | All states | 462 | 1,848 | $52.28 | Basic Accident Only HospitalBasic · NT |
| Police Health | Restricted membership Members of Australia’s police community, and their families. | All states | 28 | 56 | $162.84 | Gold HospitalGold · NT | |
| Queensland Country Health Fund | Open membership | NT, QLD | 504 | 2,016 | $54.88 | Core Hospital (Basic+) $750 excessBasic Plus · NT | |
| Reserve Bank Health Society | Reserve Bank Health Society Ltd | Restricted membership Current & former employees of the Reserve Bank. | All states | 15 | 15 | $130.41 | Bronze Plus Hospital $750Bronze Plus |
| RT Health | RT Health - a division of The Hospitals Contribution Fund | Open membership | All states | 392 | 1,176 | $51.17 | Basic Plus Starter Hospital $750 ExcessBasic Plus · NT |
| see-u by HBF | Open membership | NSW, NT, QLD, SA, TAS, VIC, WA | 252 | 0 | $40.00 | Starter Hospital $750 Excess with Daily Co-Pay (Basic)Basic · NT | |
| St Lukes | Open membership | All states | 570 | 984 | $100.50 | Bronze Plus Hospital 750Bronze Plus · NT | |
| Teachers Health | Restricted membership education union members and their families | NSW, NT, QLD, SA, TAS, VIC, WA | 1,092 | 462 | $81.11 | Basic Hospital (Basic Plus)Basic Plus · NT | |
| TUH | TUH, part of the Teachers Health Group | Restricted membership current or former union members and their families. | All states | 784 | 168 | $83.33 | Basic+ Hospital $750 excessBasic Plus · NT |
| Westfund | Westfund Limited | Open membership | All states | 1,148 | 56 | $57.55 | Basic Plus 750 HospitalBasic Plus · NT |
Data
funds.json: this list with each fund's full eligibility statement, website, phone and sub-brands.funds/<fund_slug>.json: one file per fund with every policy; linked from each fund's page.index.json: the dataset index, listing every per-fund and per-state file.
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