Bupa
Registered as Bupa HI Pty Ltd · fund code BUP · Open membership
Health insurance
Bupa sells 3,129 open policies with hospital cover (2,996 hospital-only, 133 combined with extras, counting one per state and household type) in all states, grouped below into 83 products, of which 38 can be bought by anyone on their own (the rest are corporate, visitor or add-on cover). Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.
Products
SCFP = sold to singles · couples · families · single parents
| Policy | Tier | Type | Excess / person | Co-pay | Covered | Restricted | Under-30 discount | States | S C F P | Monthly premium | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Corporate Benefit Hospital Gold | Gold | Hospital | — | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $193.80 – $891.80 |
| Corporate Benefit Hospital Gold $250 Excess | Gold | Hospital | $250 | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $166.25 – $820.55 |
| Corporate Benefit Hospital Gold $500 Excess | Gold | Hospital | $500 | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $138.75 – $748.80 |
| Corporate Benefit Hospital Gold $750 Excess | Gold | Hospital | $750 | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $123.65 – $706.30 |
| Corporate Gold Comprehensive Hospital $500 Excess | Gold | Hospital | $500 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $235.90 – $1,274.00 |
| Corporate Gold Comprehensive Hospital $750 Excess | Gold | Hospital | $750 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $211.05 – $1,212.00 |
| Corporate Hospital Cover Level 1 - Gold | Gold | Hospital | — | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $176.35 – $754.70 |
| Corporate Hospital Cover Level 2 - Gold | Gold | Hospital | $250 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $148.75 – $711.10 |
| Corporate Hospital Cover Level 3 - Gold | Gold | Hospital | $500 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $132.85 – $686.00 |
| Corporate Hospital Cover Level 4 - Gold | Gold | Hospital | $750 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $123.55 – $681.70 |
| Gold Comprehensive Hospital $500 Excess | Gold | Hospital | $500 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $227.25 – $1,225.25 | |
| Gold Comprehensive Hospital $750 Excess | Gold | Hospital | $750 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $202.45 – $1,163.10 | |
| HealthLink Hospital $250 Excess - Gold | Gold | Hospital | $250 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $165.05 – $916.60 |
| HealthLink Hospital $500 Excess - Gold | Gold | Hospital | $500 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $137.75 – $870.50 |
| HealthLink Hospital $750 Excess - Gold | Gold | Hospital | $750 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $87.15 – $824.80 |
| HealthLink Hospital - Gold | Gold | Hospital | — | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $184.45 – $959.80 |
| Gold Ultimate Health Cover | Gold | Combined | — | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $356.40 – $1,767.65 | |
| Corporate Benefit Mid Hospital Silver Plus $250 Excess | Silver Plus | Hospital | $250 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $130.30 – $598.55 |
| Corporate Benefit Mid Hospital Silver Plus $500 Excess | Silver Plus | Hospital | $500 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $102.70 – $527.65 |
| Corporate Benefit Mid Hospital Silver Plus $750 Excess | Silver Plus | Hospital | $750 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $89.10 – $500.40 |
| Corporate Benefit Mid Hospital Silver Plus Nil Excess | Silver Plus | Hospital | — | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $157.90 – $667.25 |
| Corporate Benefit Select Hospital Silver Plus $250 Excess | Silver Plus | Hospital | $250 | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $155.55 – $778.15 |
| Corporate Benefit Select Hospital Silver Plus $500 Excess | Silver Plus | Hospital | $500 | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $133.10 – $717.95 |
| Corporate Benefit Select Hospital Silver Plus $750 Excess | Silver Plus | Hospital | $750 | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $123.20 – $693.35 |
| Corporate Benefit Select Hospital Silver Plus Nil Excess | Silver Plus | Hospital | — | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $182.80 – $849.45 |
| Corporate Hospital Cover Advanced Level 1 - Silver Plus | Silver Plus | Hospital | — | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $164.10 – $735.25 |
| Corporate Hospital Cover Advanced Level 2 - Silver Plus | Silver Plus | Hospital | $250 | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $136.50 – $663.80 |
| Corporate Hospital Cover Advanced Level 3 - Silver Plus | Silver Plus | Hospital | $500 | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $129.85 – $644.65 |
| Corporate Hospital Cover Advanced Level 4 - Silver Plus | Silver Plus | Hospital | $750 | None | 35 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $120.35 – $619.50 |
| Corporate Hospital Cover Level 1 - Silver Plus | Silver Plus | Hospital | — | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $153.40 – $634.80 |
| Corporate Hospital Cover Level 2 - Silver Plus | Silver Plus | Hospital | $250 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $125.80 – $563.40 |
| Corporate Hospital Cover Level 3 - Silver Plus | Silver Plus | Hospital | $500 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $98.25 – $491.70 |
| Corporate Hospital Cover Level 4 - Silver Plus | Silver Plus | Hospital | $750 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $85.45 – $452.30 |
| Corporate Silver Plus Extensive Hospital $250 Excess | Silver Plus | Hospital | $250 | None | 33 | 1 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $164.40 – $854.55 |
| Corporate Silver Plus Extensive Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 33 | 1 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $138.00 – $786.30 |
| Corporate Silver Plus Extensive Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 33 | 1 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $128.05 – $759.05 |
| Corporate Silver Plus Mid Hospital $250 Excess | Silver Plus | Hospital | $250 | None | 29 | 1 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $126.90 – $614.20 |
| Corporate Silver Plus Mid Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 29 | 1 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $99.65 – $544.70 |
| Corporate Silver Plus Mid Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 29 | 1 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $87.05 – $491.65 |
| Silver Plus Advanced Hospital $250 Excess | Silver Plus | Hospital | $250 | None | 33 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $157.65 – $813.90 | |
| Silver Plus Advanced Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 33 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $130.85 – $745.30 | |
| Silver Plus Advanced Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 33 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $121.35 – $719.25 | |
| Silver Plus Assured Hospital $250 Excess | Silver Plus | Hospital | $250 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $160.10 – $857.20 | |
| Silver Plus Assured Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $137.00 – $802.75 | |
| Silver Plus Assured Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $128.05 – $778.45 | |
| Silver Plus Assured Hospital Nil Excess | Silver Plus | Hospital | — | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $179.55 – $924.85 | |
| Silver Plus Classic Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 28 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $95.15 – $509.55 | |
| Silver Plus Classic Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 28 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $81.00 – $451.05 | |
| Silver Plus Essential Hospital $250 Excess | Silver Plus | Hospital | $250 | None | 29 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $124.15 – $604.65 | |
| Silver Plus Essential Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 29 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $97.15 – $534.85 | |
| Silver Plus Essential Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 29 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $81.65 – $464.35 | |
| Silver Plus Prime | Silver Plus | Combined | — | None | 35 | 0 | Yes | All states | SCSingle, Couple | $276.35 – $976.60 | |
| Silver Plus Prime $250 Excess | Silver Plus | Combined | $250 | None | 35 | 0 | Yes | All states | SCSingle, Couple | $251.15 – $927.60 | |
| Silver Plus Prime $500 Excess | Silver Plus | Combined | $500 | None | 35 | 0 | Yes | All states | SCSingle, Couple | $232.70 – $875.00 | |
| Silver Plus Prime $750 Excess | Silver Plus | Combined | $750 | None | 35 | 0 | Yes | All states | SCSingle, Couple | $225.90 – $853.10 | |
| Bronze Plus Advantage Hospital $500 Excess | Bronze Plus | Hospital | $500 | None | 26 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $93.20 – $465.05 | |
| Bronze Plus Advantage Hospital $750 Excess | Bronze Plus | Hospital | $750 | None | 26 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $79.35 – $427.60 | |
| Bronze Plus Select Hospital $500 Excess | Bronze Plus | Hospital | $500 | None | 24 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $87.45 – $417.25 | |
| Bronze Plus Select Hospital $750 Excess | Bronze Plus | Hospital | $750 | None | 24 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $76.45 – $365.05 | |
| Bronze Plus Simple Hospital $250 Excess | Bronze Plus | Hospital | $250 | None | 23 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $112.95 – $474.45 | |
| Bronze Plus Simple Hospital $500 Excess | Bronze Plus | Hospital | $500 | None | 23 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $85.95 – $406.95 | |
| Bronze Plus Simple Hospital $750 Excess | Bronze Plus | Hospital | $750 | None | 23 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $75.00 – $364.80 | |
| Bupa Employee Bronze Plus Hospital | Bronze Plus | Hospital | — | None | 23 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $81.35 – $387.45 |
| Corporate Bronze Plus Hospital $250 Excess | Bronze Plus | Hospital | $250 | None | 23 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $116.55 – $489.05 |
| Corporate Bronze Plus Hospital $500 Excess | Bronze Plus | Hospital | $500 | None | 23 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $88.95 – $417.40 |
| Corporate Bronze Plus Hospital $750 Excess | Bronze Plus | Hospital | $750 | None | 23 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $78.40 – $373.60 |
| Bronze Plus Young Couples Choice | Bronze Plus | Combined | — | Limited | 28 | 2 | Yes | All states | CCouple | $307.20 – $523.10 | |
| Bronze Plus Young Singles Choice | Bronze Plus | Combined | — | Limited | 28 | 2 | Yes | All states | SSingle | $161.75 – $276.60 | |
| Bronze Hospital $500 Excess | Bronze | Hospital | $500 | None | 18 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $81.60 – $386.85 | |
| Bronze Hospital $750 Excess | Bronze | Hospital | $750 | None | 18 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $71.40 – $345.55 | |
| Basic Plus Starter Hospital $500 Excess | Basic Plus | Hospital | $500 | None | 7 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $72.80 – $343.15 | |
| Basic Plus Starter Hospital $750 Excess | Basic Plus | Hospital | $750 | None | 7 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $65.90 – $325.20 | |
| Corporate Basic Plus Hospital $500 Excess | Basic Plus | Hospital | $500 | None | 7 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $76.80 – $361.90 |
| Corporate Basic Plus Hospital $750 Excess | Basic Plus | Hospital | $750 | None | 7 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $69.50 – $343.30 |
| Basic Plus Active Saver | Basic Plus | Combined | — | Limited | 7 | 3 | Yes | All states | SSingle | $114.85 – $159.45 | |
| Basic Plus Young Couples Saver | Basic Plus | Combined | — | Limited | 7 | 3 | Yes | All states | CCouple | $250.40 – $421.20 | |
| Basic Plus Young Singles Saver | Basic Plus | Combined | — | Limited | 7 | 3 | Yes | All states | SSingle | $125.20 – $210.60 | |
| Basic Accident Only Hospital $500 excess | Basic | Hospital | $500 | None | 0 | 3 | Yes | All states | CFPCouple, Family, Single parent | $111.05 – $309.75 | |
| Basic Accident Only Hospital $500 Excess | Basic | Hospital | $500 | None | 0 | 3 | Yes | All states | SSingle | $67.30 – $119.15 | |
| Basic Accident Only Hospital $750 Excess | Basic | Hospital | $750 | None | 0 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $60.65 – $293.60 | |
| Corporate Basic Hospital $500 Excess | Basic | Hospital | $500 | None | 0 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $71.00 – $326.70 |
| Corporate Basic Hospital $750 Excess | Basic | Hospital | $750 | None | 0 | 3 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $63.95 – $309.70 |
| Reciprocal Health Cover - Basic | Basic | Hospital | $500 | None | 0 | 3 | Yes | CorporateVisitors | All states | SFSingle, Family | $114.35 – $228.70 |
A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.
Hospital cover profiles
Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.
Cover profile 1 · 7 of 38 categories covered, 3 restricted, 28 not covered
Covered Dental surgery, Gynaecology, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Podiatric surgery (provided by a registered podiatric surgeon), Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products Basic Plus Active Saver (Basic Plus, combined); Basic Plus Young Couples Saver (Basic Plus, combined); Basic Plus Young Singles Saver (Basic Plus, combined)
Cover profile 2 · 28 of 38 categories covered, 2 restricted, 8 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Bronze Plus Young Couples Choice (Bronze Plus, combined); Bronze Plus Young Singles Choice (Bronze Plus, combined)
Cover profile 3 · 35 of 38 categories covered, 0 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products Corporate Benefit Select Hospital Silver Plus $250 Excess (Silver Plus, hospital); Corporate Benefit Select Hospital Silver Plus $500 Excess (Silver Plus, hospital); Corporate Benefit Select Hospital Silver Plus $750 Excess (Silver Plus, hospital); Corporate Benefit Select Hospital Silver Plus Nil Excess (Silver Plus, hospital); Corporate Hospital Cover Advanced Level 1 - Silver Plus (Silver Plus, hospital); Corporate Hospital Cover Advanced Level 2 - Silver Plus (Silver Plus, hospital); Corporate Hospital Cover Advanced Level 3 - Silver Plus (Silver Plus, hospital); Corporate Hospital Cover Advanced Level 4 - Silver Plus (Silver Plus, hospital); Silver Plus Prime (Silver Plus, combined); Silver Plus Prime $250 Excess (Silver Plus, combined); Silver Plus Prime $500 Excess (Silver Plus, combined); Silver Plus Prime $750 Excess (Silver Plus, combined)
Cover profile 4 · 38 of 38 categories covered, 0 restricted, 0 not covered
Covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Corporate Benefit Hospital Gold (Gold, hospital); Corporate Benefit Hospital Gold $250 Excess (Gold, hospital); Corporate Benefit Hospital Gold $500 Excess (Gold, hospital); Corporate Benefit Hospital Gold $750 Excess (Gold, hospital); Corporate Gold Comprehensive Hospital $500 Excess (Gold, hospital); Corporate Gold Comprehensive Hospital $750 Excess (Gold, hospital); Corporate Hospital Cover Level 1 - Gold (Gold, hospital); Corporate Hospital Cover Level 2 - Gold (Gold, hospital); Corporate Hospital Cover Level 3 - Gold (Gold, hospital); Corporate Hospital Cover Level 4 - Gold (Gold, hospital); Gold Comprehensive Hospital $500 Excess (Gold, hospital); Gold Comprehensive Hospital $750 Excess (Gold, hospital) and 5 more
Cover profile 5 · 0 of 38 categories covered, 3 restricted, 35 not covered
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Basic Accident Only Hospital $500 excess (Basic, hospital); Basic Accident Only Hospital $500 Excess (Basic, hospital); Basic Accident Only Hospital $750 Excess (Basic, hospital); Corporate Basic Hospital $500 Excess (Basic, hospital); Corporate Basic Hospital $750 Excess (Basic, hospital); Reciprocal Health Cover - Basic (Basic, hospital)
Cover profile 6 · 7 of 38 categories covered, 3 restricted, 28 not covered
Covered Dental surgery, Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products Basic Plus Starter Hospital $500 Excess (Basic Plus, hospital); Basic Plus Starter Hospital $750 Excess (Basic Plus, hospital); Corporate Basic Plus Hospital $500 Excess (Basic Plus, hospital); Corporate Basic Plus Hospital $750 Excess (Basic Plus, hospital)
Cover profile 7 · 18 of 38 categories covered, 3 restricted, 17 not covered
Covered Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Cataracts, Dental surgery, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Lung and chest, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products Bronze Hospital $500 Excess (Bronze, hospital); Bronze Hospital $750 Excess (Bronze, hospital)
Cover profile 8 · 23 of 38 categories covered, 3 restricted, 12 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products Bronze Plus Simple Hospital $250 Excess (Bronze Plus, hospital); Bronze Plus Simple Hospital $500 Excess (Bronze Plus, hospital); Bronze Plus Simple Hospital $750 Excess (Bronze Plus, hospital); Bupa Employee Bronze Plus Hospital (Bronze Plus, hospital); Corporate Bronze Plus Hospital $250 Excess (Bronze Plus, hospital); Corporate Bronze Plus Hospital $500 Excess (Bronze Plus, hospital); Corporate Bronze Plus Hospital $750 Excess (Bronze Plus, hospital)
Cover profile 9 · 24 of 38 categories covered, 2 restricted, 12 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products Bronze Plus Select Hospital $500 Excess (Bronze Plus, hospital); Bronze Plus Select Hospital $750 Excess (Bronze Plus, hospital)
Cover profile 10 · 26 of 38 categories covered, 2 restricted, 10 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Bronze Plus Advantage Hospital $500 Excess (Bronze Plus, hospital); Bronze Plus Advantage Hospital $750 Excess (Bronze Plus, hospital)
Cover profile 11 · 31 of 38 categories covered, 1 restricted, 6 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Corporate Benefit Mid Hospital Silver Plus $250 Excess (Silver Plus, hospital); Corporate Benefit Mid Hospital Silver Plus $500 Excess (Silver Plus, hospital); Corporate Benefit Mid Hospital Silver Plus $750 Excess (Silver Plus, hospital); Corporate Benefit Mid Hospital Silver Plus Nil Excess (Silver Plus, hospital); Corporate Hospital Cover Level 1 - Silver Plus (Silver Plus, hospital); Corporate Hospital Cover Level 2 - Silver Plus (Silver Plus, hospital); Corporate Hospital Cover Level 3 - Silver Plus (Silver Plus, hospital); Corporate Hospital Cover Level 4 - Silver Plus (Silver Plus, hospital)
Cover profile 12 · 28 of 38 categories covered, 2 restricted, 8 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Silver Plus Classic Hospital $500 Excess (Silver Plus, hospital); Silver Plus Classic Hospital $750 Excess (Silver Plus, hospital)
Cover profile 13 · 29 of 38 categories covered, 1 restricted, 8 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Corporate Silver Plus Mid Hospital $250 Excess (Silver Plus, hospital); Corporate Silver Plus Mid Hospital $500 Excess (Silver Plus, hospital); Corporate Silver Plus Mid Hospital $750 Excess (Silver Plus, hospital); Silver Plus Essential Hospital $250 Excess (Silver Plus, hospital); Silver Plus Essential Hospital $500 Excess (Silver Plus, hospital); Silver Plus Essential Hospital $750 Excess (Silver Plus, hospital)
Cover profile 14 · 33 of 38 categories covered, 1 restricted, 4 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Dialysis for chronic kidney failure, Pregnancy and birth, Weight loss surgery
Products Corporate Silver Plus Extensive Hospital $250 Excess (Silver Plus, hospital); Corporate Silver Plus Extensive Hospital $500 Excess (Silver Plus, hospital); Corporate Silver Plus Extensive Hospital $750 Excess (Silver Plus, hospital); Silver Plus Advanced Hospital $250 Excess (Silver Plus, hospital); Silver Plus Advanced Hospital $500 Excess (Silver Plus, hospital); Silver Plus Advanced Hospital $750 Excess (Silver Plus, hospital)
Cover profile 15 · 34 of 38 categories covered, 1 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products Silver Plus Assured Hospital $250 Excess (Silver Plus, hospital); Silver Plus Assured Hospital $500 Excess (Silver Plus, hospital); Silver Plus Assured Hospital $750 Excess (Silver Plus, hospital); Silver Plus Assured Hospital Nil Excess (Silver Plus, hospital)
Extras profiles
Extras profile 1 · 17 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Health management programs, Non-PBS pharmaceuticals, Optical, Orthodontic, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage
Products Bronze Plus Young Couples Choice (Bronze Plus, combined); Bronze Plus Young Singles Choice (Bronze Plus, combined); Basic Plus Young Couples Saver (Basic Plus, combined); Basic Plus Young Singles Saver (Basic Plus, combined)
Extras profile 2 · 21 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage
Products Silver Plus Prime (Silver Plus, combined); Silver Plus Prime $250 Excess (Silver Plus, combined); Silver Plus Prime $500 Excess (Silver Plus, combined); Silver Plus Prime $750 Excess (Silver Plus, combined)
Extras profile 3 · 25 services
Services Acupuncture, Antenatal and postnatal, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy
Products Gold Ultimate Health Cover (Gold, combined)
Extras profile 4 · 15 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Health management programs, Orthodontic, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage
Products Basic Plus Active Saver (Basic Plus, combined)
Waiting periods
- Waiting profile 1: pre-existing conditions 12 months, sub-acute care 2 months, other 2 months (66 products)
- Waiting profile 2: pre-existing conditions 12 months, pregnancy and birth 12 months, sub-acute care 2 months, other 2 months (17 products)
Data
This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:
/au/insurance/health/v1/funds/bupa.json: this fund, every policy row and the cover, waiting-period and extras profiles./au/insurance/health/v1/policies/<STATE>.json: every fund's policies sold in a state (NSW, VIC, QLD, SA, WA, TAS, NT)./au/insurance/health/v1/cheapest.json: the cheapest policies per state, household and tier./au/insurance/health/v1/index.json: dataset index, including every per-fund file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Premiums change without notice, usually on 1 April each year, and insurers apply waiting periods, exclusions and eligibility rules not fully captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.