Deep Almanac

CDH Benefits Fund

Policy data as of 1 October 2026. Refreshed monthly, checked daily.

fund code CDH · Open membership

Also sold as Hunter Health Insurance, HHI

Health insurance

CDH Benefits Fund sells 1,267 open policies with hospital cover (210 hospital-only, 1,057 combined with extras, counting one per state and household type) in all states, grouped below into 188 products, of which 157 can be bought by anyone on their own (the rest are corporate, visitor or add-on cover). Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.

Products

188 of 188 products, monthly premium range

SCFP = sold to singles · couples · families · single parents

PolicyTierTypeExcess / personCo-payCoveredRestrictedUnder-30 discountStatesS C F PMonthly premium
SILVER+ Hospital Cover (Couple)Silver PlusHospital—None331All statesCCouple$572.62 – $580.86
SILVER+ Hospital Cover (Family)Silver PlusHospital—None331All statesFFamily$572.62 – $580.86
SILVER+ Hospital Cover (Single)Silver PlusHospital—None331All statesSSingle$286.31 – $290.43
Silver+ Hospital Cover Excess 1 $250 (Couple)Silver PlusHospital—None331All statesCCouple$539.12 – $573.22
Silver+ Hospital Cover Excess 1 $250 (Family)Silver PlusHospital—None331All statesFFamily$539.12 – $573.22
Silver+ Hospital Cover Excess 1 $250 (Single)Silver PlusHospital—None331All statesSSingle$269.56 – $286.61
Silver+ Hospital Cover Excess 2 $500 (Couple)Silver PlusHospital—None331TAS, NTCCouple$511.68 – $528.90
Silver+ Hospital Cover Excess 2 $500 (Family)Silver PlusHospital—None331TAS, NTFFamily$511.68 – $528.90
Silver+ Hospital Cover Excess 2 $500 (Single)Silver PlusHospital—None331TAS, NTSSingle$255.84 – $264.45
Silver+ Hospital Cover Excess 2 $500(Couple)Silver PlusHospital—None331NSW, VIC, QLD, SA, WACCouple$506.88 – $538.94
Silver+ Hospital Cover Excess 2 $500(Family)Silver PlusHospital—None331NSW, VIC, QLD, SA, WAFFamily$506.88 – $538.94
Silver+ Hospital Cover Excess 2 $500(Single)Silver PlusHospital—None331NSW, QLD, SA, WASSingle$253.44 – $269.47
Silver+ Hospital Cover Excess 2 $500(Singles)Silver PlusHospital—None331VICSSingle$266.95
Silver+ Hospital Cover Excess 3 $750 (Couple)Silver PlusHospital—None331TAS, NTCCouple$559.16
Silver+ Hospital Cover Excess 3 $750 (Family)Silver PlusHospital—None331TAS, NTFFamily$559.16
Silver+ Hospital Cover Excess 3 $750 (Single)Silver PlusHospital—None331TAS, NTSSingle$279.58
Silver+ Hospital Cover Excess 3 $750(Couple)Silver PlusHospital—None331NSW, VIC, QLD, SA, WACCouple$486.22 – $559.16
Silver+ Hospital Cover Excess 3 $750(Family)Silver PlusHospital—None331NSW, VIC, QLD, SA, WAFFamily$486.22 – $559.16
Silver+ Hospital Cover Excess 3 $750(Single)Silver PlusHospital—None331NSW, VIC, QLD, SA, WASSingle$243.11 – $279.58
SILVER+ Pregnancy Hospital Cover (Excess1) (Couple)Silver PlusHospital—None303All statesCCouple$525.36 – $577.88
SILVER+ Pregnancy Hospital Cover (Excess1) (Family)Silver PlusHospital—None303All statesFFamily$525.36 – $577.88
SILVER+ Pregnancy Hospital Cover (Excess1) (Single)Silver PlusHospital—None303All statesSSingle$262.68 – $288.94
SILVER+ Pregnancy Hospital Cover (Excess2) (Couple)Silver PlusHospital—None303All statesCCouple$493.68 – $543.04
SILVER+ Pregnancy Hospital Cover (Excess2) (Family)Silver PlusHospital—None303All statesFFamily$493.68 – $543.04
SILVER+ Pregnancy Hospital Cover (Excess2) (Single)Silver PlusHospital—None303All statesSSingle$246.84 – $271.52
Silver+ Saver Hospital Cover (Excess1) (Couple)Silver PlusHospital—None302All statesCCouple$417.14 – $443.02
Silver+ Saver Hospital Cover (Excess1) (Family)Silver PlusHospital—None302All statesFFamily$417.14 – $443.02
Silver+ Saver Hospital Cover (Excess1) (Single)Silver PlusHospital—None302All statesSSingle$208.57 – $221.51
Silver+ Saver Hospital Cover (Excess2) (Couple)Silver PlusHospital—None302All statesCCouple$347.44 – $382.20
Silver+ Saver Hospital Cover (Excess2) (Family)Silver PlusHospital—None302All statesFFamily$347.44 – $382.20
Silver+ Saver Hospital Cover (Excess2) (Single)Silver PlusHospital—None302All statesSSingle$173.72 – $191.10
SILVER+ Excess 1 $250 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None331CorporateAll statesCCouple$717.32 – $751.42
SILVER+ Excess 1 $250 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None331CorporateAll statesFFamily$717.32 – $751.42
SILVER+ Excess 1 $250 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None331CorporateAll statesSSingle$358.66 – $375.71
SILVER+ Excess 1 $250 Hospital & Healthy Extras (Couple)Silver PlusCombined—None331All statesCCouple$682.04 – $716.14
SILVER+ Excess 1 $250 Hospital & Healthy Extras (Family)Silver PlusCombined—None331All statesFFamily$682.04 – $716.14
SILVER+ Excess 1 $250 Hospital & Healthy Extras (Single)Silver PlusCombined—None331All statesSSingle$341.02 – $358.07
SILVER+ Excess 1 $250 Hospital & Hunter Extras (Couple)Silver PlusCombined—None331All statesCCouple$806.52 – $840.62
SILVER+ Excess 1 $250 Hospital & Hunter Extras (Family)Silver PlusCombined—None331All statesFFamily$806.52 – $840.62
SILVER+ Excess 1 $250 Hospital & Hunter Extras (Single)Silver PlusCombined—None331All statesSSingle$403.26 – $420.31
SILVER+ Excess 1 $250 Hospital & Ideal Extras (Couple)Silver PlusCombined—None331All statesCCouple$620.88 – $654.98
SILVER+ Excess 1 $250 Hospital & Ideal Extras (Family)Silver PlusCombined—None331All statesFFamily$620.88 – $654.98
SILVER+ Excess 1 $250 Hospital & Ideal Extras (Single)Silver PlusCombined—None331All statesSSingle$310.44 – $327.49
SILVER+ Excess 1 $250 Hospital & Premium Extras (Couple)Silver PlusCombined—None331All statesCCouple$839.92 – $874.02
SILVER+ Excess 1 $250 Hospital & Premium Extras (Family)Silver PlusCombined—None331All statesFFamily$839.92 – $874.02
SILVER+ Excess 1 $250 Hospital & Premium Extras (Single)Silver PlusCombined—None331All statesSSingle$419.96 – $437.01
SILVER+ Excess 2 $500 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None331CorporateAll statesCCouple$685.08 – $717.14
SILVER+ Excess 2 $500 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None331CorporateAll statesFFamily$685.08 – $717.14
SILVER+ Excess 2 $500 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None331CorporateAll statesSSingle$342.54 – $358.57
SILVER+ Excess 2 $500 Hospital & Healthy Extras (Couple)Silver PlusCombined—None331All statesCCouple$649.80 – $681.86
SILVER+ Excess 2 $500 Hospital & Healthy Extras (Family)Silver PlusCombined—None331All statesFFamily$649.80 – $681.86
SILVER+ Excess 2 $500 Hospital & Healthy Extras (Single)Silver PlusCombined—None331All statesSSingle$324.90 – $340.93
SILVER+ Excess 2 $500 Hospital & Hunter Extras (Couple)Silver PlusCombined—None331All statesCCouple$774.28 – $806.34
SILVER+ Excess 2 $500 Hospital & Hunter Extras (Family)Silver PlusCombined—None331All statesFFamily$774.28 – $806.34
SILVER+ Excess 2 $500 Hospital & Hunter Extras (Single)Silver PlusCombined—None331All statesSSingle$387.14 – $403.17
SILVER+ Excess 2 $500 Hospital & Ideal Extras (Couple)Silver PlusCombined—None331All statesCCouple$588.64 – $620.70
SILVER+ Excess 2 $500 Hospital & Ideal Extras (Family)Silver PlusCombined—None331All statesFFamily$588.64 – $620.70
SILVER+ Excess 2 $500 Hospital & Ideal Extras (Single)Silver PlusCombined—None331All statesSSingle$294.32 – $310.35
SILVER+ Excess 2 $500 Hospital & Premium Extras (Couple)Silver PlusCombined—None331All statesCCouple$807.68 – $839.74
SILVER+ Excess 2 $500 Hospital & Premium Extras (Family)Silver PlusCombined—None331All statesFFamily$807.68 – $839.74
SILVER+ Excess 2 $500 Hospital & Premium Extras (Single)Silver PlusCombined—None331All statesSSingle$403.84 – $419.87
SILVER+ Excess 3 $750 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None331CorporateAll statesCCouple$664.42 – $737.36
SILVER+ Excess 3 $750 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None331CorporateAll statesFFamily$664.42 – $737.36
SILVER+ Excess 3 $750 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None331CorporateAll statesSSingle$332.21 – $368.68
SILVER+ Excess 3 $750 Hospital & Healthy Extras (Couple)Silver PlusCombined—None331All statesCCouple$629.14 – $702.08
SILVER+ Excess 3 $750 Hospital & Healthy Extras (Family)Silver PlusCombined—None331All statesFFamily$629.14 – $702.08
SILVER+ Excess 3 $750 Hospital & Healthy Extras (Single)Silver PlusCombined—None331All statesSSingle$314.57 – $351.04
SILVER+ Excess 3 $750 Hospital & Hunter Extras (Couple)Silver PlusCombined—None331All statesCCouple$753.62 – $826.56
SILVER+ Excess 3 $750 Hospital & Hunter Extras (Family)Silver PlusCombined—None331All statesFFamily$753.62 – $826.56
SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single)Silver PlusCombined—None331All statesSSingle$376.81 – $413.28
SILVER+ Excess 3 $750 Hospital & Ideal Extras (Couple)Silver PlusCombined—None331All statesCCouple$567.98 – $640.92
SILVER+ Excess 3 $750 Hospital & Ideal Extras (Family)Silver PlusCombined—None331All statesFFamily$567.98 – $640.92
SILVER+ Excess 3 $750 Hospital & Ideal Extras (Single)Silver PlusCombined—None331All statesSSingle$283.99 – $320.46
SILVER+ Excess 3 $750 Hospital & Premium Extras (Couple)Silver PlusCombined—None331All statesCCouple$787.02 – $859.96
SILVER+ Excess 3 $750 Hospital & Premium Extras (Family)Silver PlusCombined—None331All statesFFamily$787.02 – $859.96
SILVER+ Excess 3 $750 Hospital & Premium Extras (Single)Silver PlusCombined—None331All statesSSingle$393.51 – $429.98
SILVER+ Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None331CorporateAll statesCCouple$750.82 – $759.06
SILVER+ Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None331CorporateAll statesFFamily$750.82 – $759.06
SILVER+ Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None331CorporateAll statesSSingle$375.41 – $379.53
SILVER+ Hospital & Hunter Extras (Couple)Silver PlusCombined—None331All statesCCouple$840.02 – $848.26
SILVER+ Hospital & Hunter Extras (Family)Silver PlusCombined—None331All statesFFamily$840.02 – $848.26
SILVER+ Hospital & Hunter Extras (Single)Silver PlusCombined—None331All statesSSingle$420.01 – $424.13
SILVER+ Hospital & Ideal Extras (Couple)Silver PlusCombined—None331All statesCCouple$654.38 – $662.62
SILVER+ Hospital & Ideal Extras (Family)Silver PlusCombined—None331All statesFFamily$654.38 – $662.62
SILVER+ Hospital & Ideal Extras (Single)Silver PlusCombined—None331All statesSSingle$327.19 – $331.31
SILVER+ Hospital & Premium Extras (Couple)Silver PlusCombined—None331All statesCCouple$873.42 – $881.66
SILVER+ Hospital & Premium Extras (Family)Silver PlusCombined—None331All statesFFamily$873.42 – $881.66
SILVER+ Hospital & Premium Extras (Single)Silver PlusCombined—None331All statesSSingle$436.71 – $440.83
SILVER+ Hospital and Healthy ExtrasSilver PlusCombined—None331All statesSCFSingle, Couple, Family$357.77 – $723.78
Silver+ Pregnancy Excess 1 $250 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None303CorporateAll statesCCouple$703.56 – $756.08
Silver+ Pregnancy Excess 1 $250 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None303CorporateAll statesFFamily$703.56 – $756.08
Silver+ Pregnancy Excess 1 $250 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None303CorporateNSW, QLD, SA, WA, TAS, NTSSingle$351.78 – $378.04
Silver+ Pregnancy Excess 1 $250 Hospital & Hunter Extras (Couple)Silver PlusCombined—None303All statesCCouple$792.76 – $845.28
Silver+ Pregnancy Excess 1 $250 Hospital & Hunter Extras (Family)Silver PlusCombined—None303All statesFFamily$792.76 – $845.28
Silver+ Pregnancy Excess 1 $250 Hospital & Hunter Extras (Single)Silver PlusCombined—None303All statesSSingle$396.38 – $422.64
Silver+ Pregnancy Excess 2 $500 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None303CorporateAll statesCCouple$671.88 – $721.24
Silver+ Pregnancy Excess 2 $500 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None303CorporateAll statesFFamily$671.88 – $721.24
Silver+ Pregnancy Excess 2 $500 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None303CorporateAll statesSSingle$335.94 – $360.62
Silver+ Pregnancy Excess 2 $500 Hospital & Hunter Extras (Couple)Silver PlusCombined—None303All statesCCouple$761.08 – $810.44
Silver+ Pregnancy Excess 2 $500 Hospital & Hunter Extras (Family)Silver PlusCombined—None303All statesFFamily$761.08 – $810.44
Silver+ Pregnancy Excess 2 $500 Hospital & Hunter Extras (Single)Silver PlusCombined—None303All statesSSingle$380.54 – $405.22
SILVER+ Pregnancy Hospital & Healthy Extras (Excess1) CoupleSilver PlusCombined—None303All statesCCouple$668.28 – $720.80
SILVER+ Pregnancy Hospital & Healthy Extras (Excess1) FamilySilver PlusCombined—None303All statesFFamily$668.28 – $720.80
SILVER+ Pregnancy Hospital & Healthy Extras (Excess1) SingleSilver PlusCombined—None303All statesSSingle$334.14 – $360.40
SILVER+ Pregnancy Hospital & Healthy Extras (Excess2) CoupleSilver PlusCombined—None303All statesCCouple$636.60 – $685.96
SILVER+ Pregnancy Hospital & Healthy Extras (Excess2) FamilySilver PlusCombined—None303All statesFFamily$636.60 – $685.96
SILVER+ Pregnancy Hospital & Healthy Extras (Excess2) SingleSilver PlusCombined—None303All statesSSingle$318.30 – $342.98
SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Couple)Silver PlusCombined—None303All statesCCouple$607.12 – $659.64
SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Family)Silver PlusCombined—None303All statesFFamily$607.12 – $659.64
SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Single)Silver PlusCombined—None303All statesSSingle$303.56 – $329.82
SILVER+ Pregnancy Hospital & Ideal Extras (Excess2) (Couple)Silver PlusCombined—None303All statesCCouple$575.44 – $624.80
SILVER+ Pregnancy Hospital & Ideal Extras (Excess2) (Family)Silver PlusCombined—None303All statesFFamily$575.44 – $624.80
SILVER+ Pregnancy Hospital & Ideal Extras (Excess2) (Single)Silver PlusCombined—None303All statesSSingle$287.72 – $312.40
SILVER+ Pregnancy Hospital & Premium Extras (Excess1) (Couple)Silver PlusCombined—None303All statesCCouple$826.16 – $878.68
SILVER+ Pregnancy Hospital & Premium Extras (Excess1) (Family)Silver PlusCombined—None303All statesFFamily$826.16 – $878.68
SILVER+ Pregnancy Hospital & Premium Extras (Excess1) (Single)Silver PlusCombined—None303All statesSSingle$413.08 – $439.34
SILVER+ Pregnancy Hospital & Premium Extras (Excess2) (Couple)Silver PlusCombined—None303All statesCCouple$794.48 – $843.84
SILVER+ Pregnancy Hospital & Premium Extras (Excess2) (Family)Silver PlusCombined—None303All statesFFamily$794.48 – $843.84
SILVER+ Pregnancy Hospital & Premium Extras (Excess2) (Single)Silver PlusCombined—None303All statesSSingle$397.24 – $421.92
Silver+ Pregnancy Hospital Excess 1 $250 & Corporate 60% ExtrasSilver PlusCombined—None303CorporateVICSSingle$378.04
Silver+ Saver 1 Hospital & Healthy Extras (Couple)Silver PlusCombined—None302All statesCCouple$560.06 – $585.94
Silver+ Saver 1 Hospital & Healthy Extras (Family)Silver PlusCombined—None302All statesFFamily$560.06 – $585.94
Silver+ Saver 1 Hospital & Healthy Extras (Single)Silver PlusCombined—None302All statesSSingle$280.03 – $292.97
Silver+ Saver 1 Hospital & Ideal Extras (Couple)Silver PlusCombined—None302All statesCCouple$498.90 – $524.78
Silver+ Saver 1 Hospital & Ideal Extras (Family) (Family)Silver PlusCombined—None302All statesFFamily$498.90 – $524.78
Silver+ Saver 1 Hospital & Ideal Extras (Family) (Single)Silver PlusCombined—None302All statesSSingle$249.45 – $262.39
Silver+ Saver 1 Hospital & Premium Extras (Couple)Silver PlusCombined—None302All statesCCouple$717.94 – $743.82
Silver+ Saver 1 Hospital & Premium Extras (Family)Silver PlusCombined—None302All statesFFamily$717.94 – $743.82
Silver+ Saver 1 Hospital & Premium Extras (Single)Silver PlusCombined—None302All statesSSingle$358.97 – $371.91
Silver+ Saver 2 Hospital & Healthy Extras (Couple)Silver PlusCombined—None302All statesCCouple$490.36 – $525.12
Silver+ Saver 2 Hospital & Healthy Extras (Family)Silver PlusCombined—None302All statesFFamily$490.36 – $525.12
Silver+ Saver 2 Hospital & Healthy Extras (Single)Silver PlusCombined—None302All statesSSingle$245.18 – $262.56
Silver+ Saver 2 Hospital & Ideal Extras (Couple)Silver PlusCombined—None302All statesCCouple$429.20 – $463.96
Silver+ Saver 2 Hospital & Ideal Extras (Family(Silver PlusCombined—None302QLDFFamily$463.96
Silver+ Saver 2 Hospital & Ideal Extras (Family)Silver PlusCombined—None302NSW, VIC, SA, WA, TAS, NTFFamily$429.20 – $463.96
Silver+ Saver 2 Hospital & Ideal Extras (Single)Silver PlusCombined—None302All statesSSingle$214.60 – $231.98
Silver+ Saver 2 Hospital & Premium Extras (Couple)Silver PlusCombined—None302All statesCCouple$648.24 – $683.00
Silver+ Saver 2 Hospital & Premium Extras (Family)Silver PlusCombined—None302All statesFFamily$648.24 – $683.00
Silver+ Saver 2 Hospital & Premium Extras (Single)Silver PlusCombined—None302All statesSSingle$324.12 – $341.50
Silver+ Saver Excess 1 $250 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None302CorporateAll statesCCouple$595.34 – $621.22
Silver+ Saver Excess 1 $250 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None302CorporateAll statesFFamily$595.34 – $621.22
Silver+ Saver Excess 1 $250 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None302CorporateAll statesSSingle$297.67 – $310.61
Silver+ Saver Excess 1 $250 Hospital & Hunter Extras (Couple)Silver PlusCombined—None302All statesCCouple$684.54 – $710.42
Silver+ Saver Excess 1 $250 Hospital & Hunter Extras (Family)Silver PlusCombined—None302All statesFFamily$684.54 – $710.42
Silver+ Saver Excess 1 $250 Hospital & Hunter Extras (Single)Silver PlusCombined—None302All statesSSingle$342.27 – $355.21
Silver+ Saver Excess 2 $500 Hospital & Corporate 60% Extras (Couple)Silver PlusCombined—None302CorporateAll statesCCouple$525.64 – $560.40
Silver+ Saver Excess 2 $500 Hospital & Corporate 60% Extras (Family)Silver PlusCombined—None302CorporateAll statesFFamily$525.64 – $560.40
Silver+ Saver Excess 2 $500 Hospital & Corporate 60% Extras (Single)Silver PlusCombined—None302CorporateAll statesSSingle$262.82 – $280.20
Silver+ Saver Excess 2 $500 Hospital & Hunter Extras (Couple)Silver PlusCombined—None302All statesCCouple$614.84 – $649.60
Silver+ Saver Excess 2 $500 Hospital & Hunter Extras (Family)Silver PlusCombined—None302All statesFFamily$614.84 – $649.60
Silver+ Saver Excess 2 $500 Hospital & Hunter Extras (Single)Silver PlusCombined—None302All statesSSingle$307.42 – $324.80
Bronze Hospital Excess 2 $500 (Couple)Bronze PlusHospital—None233All statesCCouple$310.06
Bronze Hospital Excess 2 $500 (Family)Bronze PlusHospital—None233All statesFFamily$310.06
Bronze Hospital Excess 2 $500 (Single)Bronze PlusHospital—None233All statesSSingle$155.03
Bronze Hospital 2 Excess $500 Corporate 60% Extras (Couple)Bronze PlusCombined—None233CorporateAll statesCCouple$488.26
Bronze Hospital 2 Excess $500 Corporate 60% Extras (Family)Bronze PlusCombined—None233CorporateAll statesFFamily$488.26
Bronze Hospital 2 Excess $500 Corporate 60% Extras (Single)Bronze PlusCombined—None233CorporateAll statesSSingle$244.13
Bronze Hospital 2 Excess $500 Healthy Extras (Couple)Bronze PlusCombined—None233All statesCCouple$452.98
Bronze Hospital 2 Excess $500 Healthy Extras (Family)Bronze PlusCombined—None233All statesFFamily$452.98
Bronze Hospital 2 Excess $500 Healthy Extras (Single)Bronze PlusCombined—None233All statesSSingle$226.49
Bronze Hospital 2 Excess $500 HunterExtras (Couple)Bronze PlusCombined—None233All statesCCouple$577.46
Bronze Hospital 2 Excess $500 HunterExtras (Family)Bronze PlusCombined—None233All statesFFamily$577.46
Bronze Hospital 2 Excess $500 HunterExtras (Single)Bronze PlusCombined—None233All statesSSingle$288.73
Bronze Hospital 2 Excess $500 Ideal Extras (Couple)Bronze PlusCombined—None233All statesCCouple$391.82
Bronze Hospital 2 Excess $500 Ideal Extras (Family)Bronze PlusCombined—None233All statesFFamily$391.82
Bronze Hospital 2 Excess $500 Ideal Extras (Single)Bronze PlusCombined—None233All statesSSingle$195.91
Bronze Hospital 2 Excess $500 Premium Extras (Couple)Bronze PlusCombined—None233All statesCCouple$610.86
Bronze Hospital 2 Excess $500 Premium Extras (Family)Bronze PlusCombined—None233All statesFFamily$610.86
Bronze Hospital 2 Excess $500 Premium Extras (Single)Bronze PlusCombined—None233All statesSSingle$305.43
Bronze+ PackagedBronze PlusCombined—None263All statesSSingle$200.61
BASIC Hospital Cover (Couple)Basic PlusHospital—None038All statesCCouple$307.80
BASIC Hospital Cover (Family)Basic PlusHospital—None038All statesFFamily$307.80
BASIC Hospital Cover (Single)Basic PlusHospital—None038All statesSSingle$153.90
BASIC Hospital & Premium Extras (Couple)Basic PlusCombined—None038All statesCCouple$608.60
BASIC Hospital & Premium Extras (Family)Basic PlusCombined—None038All statesFFamily$608.60
BASIC Hospital & Premium Extras (Single)Basic PlusCombined—None038All statesSSingle$304.30
BASIC Hospital + Healthy Extras (Couple)Basic PlusCombined—None038All statesCCouple$450.72
BASIC Hospital + Healthy Extras (Family)Basic PlusCombined—None038All statesFFamily$450.72
BASIC Hospital + Healthy Extras (Single)Basic PlusCombined—None038All statesSSingle$225.36
BASIC Hospital + Ideal Extras (Couple)Basic PlusCombined—None038All statesCCouple$389.56
BASIC Hospital + Ideal Extras (Family)Basic PlusCombined—None038All statesFFamily$389.56
BASIC Hospital + Ideal Extras (Single)Basic PlusCombined—None038All statesSSingle$194.78
Basic Hospital Corporate 60% Extras (Couple)Basic PlusCombined—None038CorporateAll statesCCouple$486.00
Basic Hospital Corporate 60% Extras (Family)Basic PlusCombined—None038CorporateAll statesFFamily$486.00
Basic Hospital Corporate 60% Extras (Single)Basic PlusCombined—None038CorporateAll statesSSingle$243.00
Basic Hospital Hunter Extras (Couple)Basic PlusCombined—None038All statesCCouple$575.20
Basic Hospital Hunter Extras (Family)Basic PlusCombined—None038All statesFFamily$575.20
Basic Hospital Hunter Extras (Single)Basic PlusCombined—None038All statesSSingle$287.60

A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.

Hospital cover profiles

Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.

Cover profile 1 · 0 of 38 categories covered, 38 restricted, 0 not covered

Restricted Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery

Products BASIC Hospital Cover (Couple) (Basic Plus, hospital); BASIC Hospital Cover (Family) (Basic Plus, hospital); BASIC Hospital Cover (Single) (Basic Plus, hospital); BASIC Hospital & Premium Extras (Couple) (Basic Plus, combined); BASIC Hospital & Premium Extras (Family) (Basic Plus, combined); BASIC Hospital & Premium Extras (Single) (Basic Plus, combined); BASIC Hospital + Healthy Extras (Couple) (Basic Plus, combined); BASIC Hospital + Healthy Extras (Family) (Basic Plus, combined); BASIC Hospital + Healthy Extras (Single) (Basic Plus, combined); BASIC Hospital + Ideal Extras (Couple) (Basic Plus, combined); BASIC Hospital + Ideal Extras (Family) (Basic Plus, combined); BASIC Hospital + Ideal Extras (Single) (Basic Plus, combined) and 6 more

Cover profile 2 · 23 of 38 categories covered, 3 restricted, 12 not covered

Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Tonsils, adenoids and grommets

Restricted Hospital psychiatric services, Palliative care, Rehabilitation

Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Insulin pumps, Joint replacements, Lung and chest, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Sleep studies, Weight loss surgery

Products Bronze Hospital Excess 2 $500 (Couple) (Bronze Plus, hospital); Bronze Hospital Excess 2 $500 (Family) (Bronze Plus, hospital); Bronze Hospital Excess 2 $500 (Single) (Bronze Plus, hospital); Bronze Hospital 2 Excess $500 Corporate 60% Extras (Couple) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 Corporate 60% Extras (Family) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 Corporate 60% Extras (Single) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 Healthy Extras (Couple) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 Healthy Extras (Family) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 Healthy Extras (Single) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 HunterExtras (Couple) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 HunterExtras (Family) (Bronze Plus, combined); Bronze Hospital 2 Excess $500 HunterExtras (Single) (Bronze Plus, combined) and 6 more

Cover profile 3 · 30 of 38 categories covered, 2 restricted, 6 not covered

Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets

Restricted Hospital psychiatric services, Palliative care

Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Pregnancy and birth, Weight loss surgery

Products Silver+ Saver Hospital Cover (Excess1) (Couple) (Silver Plus, hospital); Silver+ Saver Hospital Cover (Excess1) (Family) (Silver Plus, hospital); Silver+ Saver Hospital Cover (Excess1) (Single) (Silver Plus, hospital); Silver+ Saver Hospital Cover (Excess2) (Couple) (Silver Plus, hospital); Silver+ Saver Hospital Cover (Excess2) (Family) (Silver Plus, hospital); Silver+ Saver Hospital Cover (Excess2) (Single) (Silver Plus, hospital); Silver+ Saver 1 Hospital & Healthy Extras (Couple) (Silver Plus, combined); Silver+ Saver 1 Hospital & Healthy Extras (Family) (Silver Plus, combined); Silver+ Saver 1 Hospital & Healthy Extras (Single) (Silver Plus, combined); Silver+ Saver 1 Hospital & Ideal Extras (Couple) (Silver Plus, combined); Silver+ Saver 1 Hospital & Ideal Extras (Family) (Family) (Silver Plus, combined); Silver+ Saver 1 Hospital & Ideal Extras (Family) (Single) (Silver Plus, combined) and 25 more

Cover profile 4 · 33 of 38 categories covered, 1 restricted, 4 not covered

Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets

Restricted Hospital psychiatric services

Not covered Assisted reproductive services, Dialysis for chronic kidney failure, Pregnancy and birth, Weight loss surgery

Products SILVER+ Hospital Cover (Couple) (Silver Plus, hospital); SILVER+ Hospital Cover (Family) (Silver Plus, hospital); SILVER+ Hospital Cover (Single) (Silver Plus, hospital); Silver+ Hospital Cover Excess 1 $250 (Couple) (Silver Plus, hospital); Silver+ Hospital Cover Excess 1 $250 (Family) (Silver Plus, hospital); Silver+ Hospital Cover Excess 1 $250 (Single) (Silver Plus, hospital); Silver+ Hospital Cover Excess 2 $500 (Couple) (Silver Plus, hospital); Silver+ Hospital Cover Excess 2 $500 (Family) (Silver Plus, hospital); Silver+ Hospital Cover Excess 2 $500 (Single) (Silver Plus, hospital); Silver+ Hospital Cover Excess 2 $500(Couple) (Silver Plus, hospital); Silver+ Hospital Cover Excess 2 $500(Family) (Silver Plus, hospital); Silver+ Hospital Cover Excess 2 $500(Single) (Silver Plus, hospital) and 65 more

Cover profile 5 · 30 of 38 categories covered, 3 restricted, 5 not covered

Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Tonsils, adenoids and grommets

Restricted Hospital psychiatric services, Palliative care, Rehabilitation

Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Weight loss surgery

Products SILVER+ Pregnancy Hospital Cover (Excess1) (Couple) (Silver Plus, hospital); SILVER+ Pregnancy Hospital Cover (Excess1) (Family) (Silver Plus, hospital); SILVER+ Pregnancy Hospital Cover (Excess1) (Single) (Silver Plus, hospital); SILVER+ Pregnancy Hospital Cover (Excess2) (Couple) (Silver Plus, hospital); SILVER+ Pregnancy Hospital Cover (Excess2) (Family) (Silver Plus, hospital); SILVER+ Pregnancy Hospital Cover (Excess2) (Single) (Silver Plus, hospital); Silver+ Pregnancy Excess 1 $250 Hospital & Corporate 60% Extras (Couple) (Silver Plus, combined); Silver+ Pregnancy Excess 1 $250 Hospital & Corporate 60% Extras (Family) (Silver Plus, combined); Silver+ Pregnancy Excess 1 $250 Hospital & Corporate 60% Extras (Single) (Silver Plus, combined); Silver+ Pregnancy Excess 1 $250 Hospital & Hunter Extras (Couple) (Silver Plus, combined); Silver+ Pregnancy Excess 1 $250 Hospital & Hunter Extras (Family) (Silver Plus, combined); Silver+ Pregnancy Excess 1 $250 Hospital & Hunter Extras (Single) (Silver Plus, combined) and 25 more

Cover profile 6 · 26 of 38 categories covered, 3 restricted, 9 not covered

Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets

Restricted Hospital psychiatric services, Palliative care, Rehabilitation

Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Joint replacements, Lung and chest, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery

Products Bronze+ Packaged (Bronze Plus, combined)

Extras profiles

Extras profile 1 · 12 services

Services Acupuncture, Chiropractic, General dental, Dietetics, Non-PBS pharmaceuticals, Occupational therapy, Optical, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy

Products SILVER+ Excess 1 $250 Hospital & Ideal Extras (Couple) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Ideal Extras (Family) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Ideal Extras (Single) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Ideal Extras (Couple) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Ideal Extras (Family) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Ideal Extras (Single) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Ideal Extras (Couple) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Ideal Extras (Family) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Ideal Extras (Single) (Silver Plus, combined); SILVER+ Hospital & Ideal Extras (Couple) (Silver Plus, combined); SILVER+ Hospital & Ideal Extras (Family) (Silver Plus, combined); SILVER+ Hospital & Ideal Extras (Single) (Silver Plus, combined) and 20 more

Extras profile 2 · 20 services

Services Acupuncture, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Glucose monitors, Health management programs, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy

Products SILVER+ Excess 1 $250 Hospital & Healthy Extras (Couple) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Healthy Extras (Family) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Healthy Extras (Single) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Healthy Extras (Couple) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Healthy Extras (Family) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Healthy Extras (Single) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Healthy Extras (Couple) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Healthy Extras (Family) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Healthy Extras (Single) (Silver Plus, combined); SILVER+ Hospital and Healthy Extras (Silver Plus, combined); SILVER+ Pregnancy Hospital & Healthy Extras (Excess1) Couple (Silver Plus, combined); SILVER+ Pregnancy Hospital & Healthy Extras (Excess1) Family (Silver Plus, combined) and 16 more

Extras profile 3 · 20 services

Services Acupuncture, Antenatal and postnatal, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy, Vaccinations

Products SILVER+ Excess 1 $250 Hospital & Corporate 60% Extras (Couple) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Corporate 60% Extras (Family) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Corporate 60% Extras (Single) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Corporate 60% Extras (Couple) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Corporate 60% Extras (Family) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Corporate 60% Extras (Single) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Corporate 60% Extras (Couple) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Corporate 60% Extras (Family) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Corporate 60% Extras (Single) (Silver Plus, combined); SILVER+ Hospital & Corporate 60% Extras (Couple) (Silver Plus, combined); SILVER+ Hospital & Corporate 60% Extras (Family) (Silver Plus, combined); SILVER+ Hospital & Corporate 60% Extras (Single) (Silver Plus, combined) and 19 more

Extras profile 4 · 24 services

Services Acupuncture, Antenatal and postnatal, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy, Vaccinations

Products SILVER+ Excess 1 $250 Hospital & Hunter Extras (Couple) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Hunter Extras (Family) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Hunter Extras (Single) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Hunter Extras (Couple) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Hunter Extras (Family) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Hunter Extras (Single) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Hunter Extras (Couple) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Hunter Extras (Family) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single) (Silver Plus, combined); SILVER+ Hospital & Hunter Extras (Couple) (Silver Plus, combined); SILVER+ Hospital & Hunter Extras (Family) (Silver Plus, combined); SILVER+ Hospital & Hunter Extras (Single) (Silver Plus, combined) and 18 more

Extras profile 5 · 23 services

Services Acupuncture, Antenatal and postnatal, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy

Products SILVER+ Excess 1 $250 Hospital & Premium Extras (Couple) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Premium Extras (Family) (Silver Plus, combined); SILVER+ Excess 1 $250 Hospital & Premium Extras (Single) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Premium Extras (Couple) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Premium Extras (Family) (Silver Plus, combined); SILVER+ Excess 2 $500 Hospital & Premium Extras (Single) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Premium Extras (Couple) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Premium Extras (Family) (Silver Plus, combined); SILVER+ Excess 3 $750 Hospital & Premium Extras (Single) (Silver Plus, combined); SILVER+ Hospital & Premium Extras (Couple) (Silver Plus, combined); SILVER+ Hospital & Premium Extras (Family) (Silver Plus, combined); SILVER+ Hospital & Premium Extras (Single) (Silver Plus, combined) and 18 more

Waiting periods

Data

This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Premiums change without notice, usually on 1 April each year, and insurers apply waiting periods, exclusions and eligibility rules not fully captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.