Medibank
Registered as Medibank Private Limited · fund code MBP · Open membership
Health insurance
Medibank sells 3,224 open policies with hospital cover (3,140 hospital-only, 84 combined with extras, counting one per state and household type) in all states, grouped below into 79 products, of which 32 can be bought by anyone on their own (the rest are corporate, visitor or add-on cover). Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.
Products
SCFP = sold to singles · couples · families · single parents
| Policy | Tier | Type | Excess / person | Co-pay | Covered | Restricted | Under-30 discount | States | S C F P | Monthly premium | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Corporate Gold Elite Health Cover | Gold | Hospital | $250 | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $140.55 – $562.50 |
| Corporate Gold Health Cover | Gold | Hospital | — | None | 38 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $185.05 – $774.70 | |
| Corporate Gold Health Cover | Gold | Hospital | $250 | None | 38 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $149.75 – $680.30 | |
| Corporate Gold Health Cover | Gold | Hospital | $500 | None | 38 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $120.90 – $668.50 | |
| Corporate Gold Health Cover | Gold | Hospital | $750 | None | 38 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $113.20 – $622.00 | |
| Medibank Corporate Gold Hospital Elite | Gold | Hospital | $500 | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $244.45 – $1,277.20 |
| Medibank Corporate Gold Hospital Elite | Gold | Hospital | $750 | None | 38 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $223.30 – $1,166.20 |
| Medibank Gold Advanced | Gold | Hospital | $250 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $203.35 – $968.20 | |
| Medibank Gold Advanced | Gold | Hospital | $500 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $175.10 – $910.60 | |
| Medibank Gold Protect | Gold | Hospital | $250 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $268.55 – $1,259.90 | |
| Medibank Gold Protect | Gold | Hospital | $500 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $226.85 – $1,146.50 | |
| Medibank Gold Protect | Gold | Hospital | $750 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $201.60 – $1,070.90 | |
| Premium Gold Hospital | Gold | Hospital | — | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $177.65 – $836.80 |
| Premium Gold Hospital | Gold | Hospital | $250 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $166.05 – $804.00 |
| Premium Gold Hospital | Gold | Hospital | $500 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $135.35 – $721.40 |
| Premium Gold Hospital | Gold | Hospital | $750 | None | 38 | 0 | Yes | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $129.90 – $692.40 |
| Medibank Gold Premier Signature | Gold | Combined | — | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $355.85 – $1,604.70 | |
| Medibank Gold Ultra Health Cover | Gold | Combined | — | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $485.55 – $1,937.90 | |
| Corporate Silver Plus Health Cover | Silver Plus | Hospital | — | None | 34 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $152.10 – $613.50 | |
| Corporate Silver Plus Health Cover | Silver Plus | Hospital | $250 | None | 34 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $132.00 – $527.30 | |
| Corporate Silver Plus Health Cover | Silver Plus | Hospital | $500 | None | 34 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $99.45 – $437.40 | |
| Corporate Silver Plus Health Cover | Silver Plus | Hospital | $750 | None | 34 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $93.25 – $412.20 | |
| Corporate Silver Plus Health Cover Elite | Silver Plus | Hospital | — | None | 36 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $173.40 – $711.20 | |
| Corporate Silver Plus Health Cover Elite | Silver Plus | Hospital | $250 | None | 36 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $142.05 – $632.70 | |
| Corporate Silver Plus Health Cover Elite | Silver Plus | Hospital | $500 | None | 36 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $112.95 – $617.20 | |
| Corporate Silver Plus Health Cover Elite | Silver Plus | Hospital | $750 | None | 36 | 0 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $107.95 – $580.80 | |
| Essentials Silver Plus Hospital | Silver Plus | Hospital | $250 | None | 31 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $100.85 – $523.50 |
| Essentials Silver Plus Hospital | Silver Plus | Hospital | $500 | None | 31 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $87.65 – $487.40 |
| Medibank Corporate Silver Plus Hospital Confidence | Silver Plus | Hospital | $500 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $110.85 – $575.40 |
| Medibank Corporate Silver Plus Hospital Confidence | Silver Plus | Hospital | $750 | None | 31 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $102.40 – $531.00 |
| Medibank Corporate Silver Plus Hospital Premier | Silver Plus | Hospital | $500 | None | 34 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $149.20 – $778.90 |
| Medibank Corporate Silver Plus Hospital Premier | Silver Plus | Hospital | $750 | None | 34 | 1 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $137.00 – $717.00 |
| Medibank Corporate Silver Plus Hospital Progressive | Silver Plus | Hospital | $500 | None | 28 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $95.35 – $511.40 |
| Medibank Corporate Silver Plus Hospital Progressive | Silver Plus | Hospital | $750 | None | 28 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $89.25 – $478.30 |
| Medibank Silver Plus Advanced | Silver Plus | Hospital | $250 | None | 36 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $186.25 – $837.10 | |
| Medibank Silver Plus Advanced | Silver Plus | Hospital | $500 | None | 36 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $150.05 – $779.60 | |
| Medibank Silver Plus Core | Silver Plus | Hospital | $250 | None | 28 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $109.90 – $544.20 | |
| Medibank Silver Plus Core | Silver Plus | Hospital | $500 | None | 28 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $91.85 – $492.50 | |
| Medibank Silver Plus Core | Silver Plus | Hospital | $750 | None | 28 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $82.65 – $442.80 | |
| Medibank Silver Plus Secure | Silver Plus | Hospital | $250 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $172.50 – $839.00 | |
| Medibank Silver Plus Secure | Silver Plus | Hospital | $500 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $141.10 – $736.80 | |
| Medibank Silver Plus Secure | Silver Plus | Hospital | $750 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $126.85 – $664.10 | |
| Medibank Silver Plus Support | Silver Plus | Hospital | $250 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $123.35 – $623.20 | |
| Medibank Silver Plus Support | Silver Plus | Hospital | $500 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $105.15 – $561.20 | |
| Medibank Silver Plus Support | Silver Plus | Hospital | $750 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $93.20 – $497.10 | |
| Secure Silver Plus | Silver Plus | Hospital | — | None | 36 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $156.90 – $725.00 |
| Secure Silver Plus | Silver Plus | Hospital | $250 | None | 36 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $146.90 – $697.20 |
| Secure Silver Plus | Silver Plus | Hospital | $500 | None | 36 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $120.10 – $627.50 |
| Secure Silver Plus | Silver Plus | Hospital | $750 | None | 36 | 0 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $115.40 – $603.30 |
| Corporate Silver Health Cover | Silver | Hospital | — | None | 26 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $146.65 – $591.60 | |
| Corporate Silver Health Cover | Silver | Hospital | $250 | None | 26 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $127.40 – $513.40 | |
| Corporate Silver Health Cover | Silver | Hospital | $500 | None | 26 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $95.00 – $421.80 | |
| Corporate Silver Health Cover | Silver | Hospital | $750 | None | 26 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $89.95 – $397.60 | |
| Medibank Bronze Plus Advanced | Bronze Plus | Hospital | $250 | None | 27 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $114.10 – $506.50 | |
| Medibank Bronze Plus Advanced | Bronze Plus | Hospital | $500 | None | 27 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $92.10 – $433.70 | |
| Medibank Bronze Plus Advanced | Bronze Plus | Hospital | $750 | None | 27 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $81.90 – $386.10 | |
| Medibank Bronze Plus Support | Bronze Plus | Hospital | $250 | None | 26 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $108.15 – $500.90 | |
| Medibank Bronze Plus Support | Bronze Plus | Hospital | $500 | None | 26 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $90.00 – $434.20 | |
| Medibank Bronze Plus Support | Bronze Plus | Hospital | $750 | None | 26 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $80.10 – $379.70 | |
| Medibank Bronze Plus Value | Bronze Plus | Hospital | $250 | None | 24 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $107.00 – $447.30 | |
| Medibank Bronze Plus Value | Bronze Plus | Hospital | $500 | None | 24 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $85.30 – $381.30 | |
| Medibank Bronze Plus Value | Bronze Plus | Hospital | $750 | None | 24 | 2 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $65.60 – $329.40 | |
| Medibank Corporate Bronze Plus Hospital Balance | Bronze Plus | Hospital | $500 | None | 23 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $85.75 – $394.80 |
| Medibank Corporate Bronze Plus Hospital Balance | Bronze Plus | Hospital | $750 | None | 23 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $77.35 – $353.40 |
| Medibank Corporate Bronze Plus Hospital Select | Bronze Plus | Hospital | $250 | None | 26 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $121.95 – $537.10 |
| Medibank Corporate Bronze Plus Hospital Select | Bronze Plus | Hospital | $500 | None | 26 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $96.45 – $458.70 |
| Medibank Corporate Bronze Plus Hospital Select | Bronze Plus | Hospital | $750 | None | 26 | 2 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $93.75 – $433.90 |
| Corporate Basic Plus Health Cover | Basic Plus | Hospital | — | None | 33 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $177.45 – $715.70 | |
| Corporate Basic Plus Health Cover | Basic Plus | Hospital | $250 | None | 33 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $154.05 – $615.20 | |
| Corporate Basic Plus Health Cover | Basic Plus | Hospital | $500 | None | 33 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $114.90 – $510.30 | |
| Corporate Basic Plus Health Cover | Basic Plus | Hospital | $750 | None | 33 | 3 | Corporate | All states | SCFPSingle, Couple, Family, Single parent | $108.70 – $480.80 | |
| Medibank Basic Plus Select | Basic Plus | Hospital | $250 | None | 7 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $80.50 – $356.50 | |
| Medibank Basic Plus Select | Basic Plus | Hospital | $500 | None | 7 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $70.75 – $331.80 | |
| Medibank Basic Plus Select | Basic Plus | Hospital | $750 | None | 7 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $63.25 – $307.30 | |
| Medibank Corporate Basic Plus Hospital Access | Basic Plus | Hospital | $500 | None | 6 | 3 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $78.55 – $325.40 |
| Medibank Corporate Basic Plus Hospital Access | Basic Plus | Hospital | $750 | None | 6 | 3 | Yes | CorporateAdd-on | All states | SCFPSingle, Couple, Family, Single parent | $71.10 – $306.30 |
| Basic Reciprocal Exemption | Basic | Hospital | $500 | None | 0 | 3 | CorporateVisitors | All states | SCFPSingle, Couple, Family, Single parent | $102.15 – $204.30 | |
| Medibank Basic Accident and Ambulance | Basic | Hospital | $500 | None | 0 | 3 | Yes | All states | SCSingle, Couple | $61.70 – $261.90 | |
| Medibank Basic Accident and Ambulance | Basic | Hospital | $750 | None | 0 | 3 | Yes | All states | SCSingle, Couple | $55.25 – $234.00 |
A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.
Hospital cover profiles
Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.
Cover profile 1 · 0 of 38 categories covered, 3 restricted, 35 not covered
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Basic Reciprocal Exemption (Basic, hospital); Medibank Basic Accident and Ambulance (Basic, hospital)
Cover profile 2 · 38 of 38 categories covered, 0 restricted, 0 not covered
Covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Corporate Gold Elite Health Cover (Gold, hospital); Corporate Gold Health Cover (Gold, hospital); Medibank Corporate Gold Hospital Elite (Gold, hospital); Medibank Gold Advanced (Gold, hospital); Medibank Gold Protect (Gold, hospital); Premium Gold Hospital (Gold, hospital); Medibank Gold Premier Signature (Gold, combined); Medibank Gold Ultra Health Cover (Gold, combined)
Cover profile 3 · 7 of 38 categories covered, 3 restricted, 28 not covered
Covered Dental surgery, Gynaecology, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Weight loss surgery
Products Medibank Basic Plus Select (Basic Plus, hospital)
Cover profile 4 · 6 of 38 categories covered, 3 restricted, 29 not covered
Covered Dental surgery, Gastrointestinal endoscopy, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gynaecology, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products Medibank Corporate Basic Plus Hospital Access (Basic Plus, hospital)
Cover profile 5 · 24 of 38 categories covered, 2 restricted, 12 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products Medibank Bronze Plus Value (Bronze Plus, hospital)
Cover profile 6 · 23 of 38 categories covered, 2 restricted, 13 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Weight loss surgery
Products Medibank Corporate Bronze Plus Hospital Balance (Bronze Plus, hospital)
Cover profile 7 · 27 of 38 categories covered, 2 restricted, 9 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products Medibank Bronze Plus Advanced (Bronze Plus, hospital)
Cover profile 8 · 26 of 38 categories covered, 2 restricted, 10 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Medibank Bronze Plus Support (Bronze Plus, hospital)
Cover profile 9 · 31 of 38 categories covered, 2 restricted, 5 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Essentials Silver Plus Hospital (Silver Plus, hospital)
Cover profile 10 · 26 of 38 categories covered, 3 restricted, 9 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Sleep studies, Weight loss surgery
Products Corporate Silver Health Cover (Silver, hospital)
Cover profile 11 · 34 of 38 categories covered, 0 restricted, 4 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Not covered Assisted reproductive services, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Corporate Silver Plus Health Cover (Silver Plus, hospital)
Cover profile 12 · 26 of 38 categories covered, 2 restricted, 10 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products Medibank Corporate Bronze Plus Hospital Select (Bronze Plus, hospital)
Cover profile 13 · 28 of 38 categories covered, 2 restricted, 8 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products Medibank Corporate Silver Plus Hospital Progressive (Silver Plus, hospital); Medibank Silver Plus Core (Silver Plus, hospital)
Cover profile 14 · 33 of 38 categories covered, 3 restricted, 2 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Restricted Cataracts, Dialysis for chronic kidney failure, Joint replacements
Not covered Assisted reproductive services, Pregnancy and birth
Products Corporate Basic Plus Health Cover (Basic Plus, hospital)
Cover profile 15 · 31 of 38 categories covered, 1 restricted, 6 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Medibank Corporate Silver Plus Hospital Confidence (Silver Plus, hospital); Medibank Silver Plus Support (Silver Plus, hospital)
Cover profile 16 · 36 of 38 categories covered, 0 restricted, 2 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Not covered Assisted reproductive services, Pregnancy and birth
Products Corporate Silver Plus Health Cover Elite (Silver Plus, hospital); Medibank Silver Plus Advanced (Silver Plus, hospital); Secure Silver Plus (Silver Plus, hospital)
Cover profile 17 · 34 of 38 categories covered, 1 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products Medibank Corporate Silver Plus Hospital Premier (Silver Plus, hospital); Medibank Silver Plus Secure (Silver Plus, hospital)
Extras profiles
Extras profile 1 · 22 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Hearing aids, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy
Products Medibank Gold Premier Signature (Gold, combined)
Extras profile 2 · 23 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy
Products Medibank Gold Ultra Health Cover (Gold, combined)
Waiting periods
- Waiting profile 1: pre-existing conditions 12 months, sub-acute care 2 months, other 2 months (57 products)
- Waiting profile 2: pre-existing conditions 12 months, pregnancy and birth 12 months, sub-acute care 2 months, other 2 months (18 products)
- Waiting profile 3: pre-existing conditions 12 months, sub-acute care 2 months, other 12 months (4 products)
Data
This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:
/au/insurance/health/v1/funds/medibank.json: this fund, every policy row and the cover, waiting-period and extras profiles./au/insurance/health/v1/policies/<STATE>.json: every fund's policies sold in a state (NSW, VIC, QLD, SA, WA, TAS, NT)./au/insurance/health/v1/cheapest.json: the cheapest policies per state, household and tier./au/insurance/health/v1/index.json: dataset index, including every per-fund file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Premiums change without notice, usually on 1 April each year, and insurers apply waiting periods, exclusions and eligibility rules not fully captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.