RT Health
Registered as RT Health - a division of The Hospitals Contribution Fund · fund code RTE · Open membership
Health insurance
RT Health sells 1,568 open policies with hospital cover (392 hospital-only, 1,176 combined with extras, counting one per state and household type) in all states, grouped below into 76 products, of which 75 can be bought by anyone on their own (the rest are corporate, visitor or add-on cover). Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.
Products
SCFP = sold to singles · couples · families · single parents
| Policy | Tier | Type | Excess / person | Co-pay | Covered | Restricted | Under-30 discount | States | S C F P | Monthly premium | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gold Optimal Hospital $750 Excess | Gold | Hospital | $750 | None | 38 | 0 | Add-on | All states | SCFPSingle, Couple, Family, Single parent | $294.43 – $1,380.52 | |
| Gold Optimal Hospital $750 Excess and Smart Extras | Gold | Combined | — | None | 38 | 0 | All states | SSingle | $373.23 – $683.66 | ||
| Gold Optimal Hospital $750 Excess and Smart Extras | Gold | Combined | $750 | None | 38 | 0 | All states | CFPCouple, Family, Single parent | $613.96 – $1,592.43 | ||
| Gold Optimal Hospital $750 Excess and Top Extras | Gold | Combined | — | None | 38 | 0 | All states | SSingle | $396.88 – $717.91 | ||
| Gold Optimal Hospital $750 Excess and Top Extras | Gold | Combined | $750 | None | 38 | 0 | All states | CFPCouple, Family, Single parent | $661.26 – $1,679.42 | ||
| Gold Optimal Hospital $750 Excess and Value Extras | Gold | Combined | — | None | 38 | 0 | All states | SSingle | $331.58 – $639.63 | ||
| Gold Optimal Hospital $750 Excess and Value Extras | Gold | Combined | $750 | None | 38 | 0 | All states | CFPCouple, Family, Single parent | $530.66 – $1,480.59 | ||
| Silver Plus Assure Hospital $500 Excess | Silver Plus | Hospital | — | None | 34 | 1 | All states | SSingle | $139.34 – $262.89 | ||
| Silver Plus Assure Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $209.01 – $525.78 | ||
| Silver Plus Assure Hospital $500 Excess - Family Extension | Silver Plus | Hospital | $500 | None | 34 | 1 | All states | FPFamily, Single parent | $290.52 – $678.25 | ||
| Silver Plus Assure Hospital $750 Excess | Silver Plus | Hospital | — | None | 34 | 1 | All states | SSingle | $135.57 – $254.10 | ||
| Silver Plus Assure Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $203.35 – $508.20 | ||
| Silver Plus Assure Hospital $750 Excess - Family Extension | Silver Plus | Hospital | $750 | None | 34 | 1 | All states | FPFamily, Single parent | $282.66 – $655.57 | ||
| Silver Plus Standard Hospital $250 Excess | Silver Plus | Hospital | $250 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $111.64 – $588.13 | ||
| Silver Plus Standard Hospital $500 Excess | Silver Plus | Hospital | $500 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $93.49 – $525.85 | ||
| Silver Plus Standard Hospital $750 Excess | Silver Plus | Hospital | $750 | None | 30 | 1 | All states | SCFPSingle, Couple, Family, Single parent | $76.64 – $487.41 | ||
| Silver Plus Assure Hospital $500 Excess - Family Extension and Smart Extras - Family Extension | Silver Plus | Combined | $500 | None | 34 | 1 | All states | FPFamily, Single parent | $453.63 – $889.27 | ||
| Silver Plus Assure Hospital $500 Excess - Family Extension and Top Extras - Family Extension | Silver Plus | Combined | $500 | None | 34 | 1 | All states | FPFamily, Single parent | $502.59 – $974.00 | ||
| Silver Plus Assure Hospital $500 Excess - Family Extension and Value Extras - Family Extension | Silver Plus | Combined | $500 | None | 34 | 1 | All states | FPFamily, Single parent | $367.42 – $775.25 | ||
| Silver Plus Assure Hospital $500 Excess and Smart Extras | Silver Plus | Combined | — | None | 34 | 1 | All states | SSingle | $218.14 – $345.97 | ||
| Silver Plus Assure Hospital $500 Excess and Smart Extras | Silver Plus | Combined | $500 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $366.61 – $691.94 | ||
| Silver Plus Assure Hospital $500 Excess and Top Extras | Silver Plus | Combined | — | None | 34 | 1 | All states | SSingle | $241.79 – $379.35 | ||
| Silver Plus Assure Hospital $500 Excess and Top Extras | Silver Plus | Combined | $500 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $413.91 – $758.70 | ||
| Silver Plus Assure Hospital $500 Excess and Value Extras | Silver Plus | Combined | — | None | 34 | 1 | All states | SSingle | $176.49 – $301.08 | ||
| Silver Plus Assure Hospital $500 Excess and Value Extras | Silver Plus | Combined | $500 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $283.31 – $602.16 | ||
| Silver Plus Assure Hospital $750 Excess - Family Extension and Smart Extras - Family Extension | Silver Plus | Combined | $750 | None | 34 | 1 | All states | FPFamily, Single parent | $445.77 – $867.48 | ||
| Silver Plus Assure Hospital $750 Excess - Family Extension and Top Extras - Family Extension | Silver Plus | Combined | $750 | None | 34 | 1 | All states | FPFamily, Single parent | $494.73 – $954.47 | ||
| Silver Plus Assure Hospital $750 Excess - Family Extension and Value Extras - Family Extension | Silver Plus | Combined | $750 | None | 34 | 1 | All states | FPFamily, Single parent | $359.56 – $755.64 | ||
| Silver Plus Assure Hospital $750 Excess and Smart Extras | Silver Plus | Combined | — | None | 34 | 1 | All states | SSingle | $214.37 – $337.53 | ||
| Silver Plus Assure Hospital $750 Excess and Smart Extras | Silver Plus | Combined | $750 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $360.95 – $675.06 | ||
| Silver Plus Assure Hospital $750 Excess and Top Extras | Silver Plus | Combined | — | None | 34 | 1 | All states | SSingle | $238.02 – $371.78 | ||
| Silver Plus Assure Hospital $750 Excess and Top Extras | Silver Plus | Combined | $750 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $408.25 – $743.56 | ||
| Silver Plus Assure Hospital $750 Excess and Value Extras | Silver Plus | Combined | — | None | 34 | 1 | All states | SSingle | $172.72 – $293.50 | ||
| Silver Plus Assure Hospital $750 Excess and Value Extras | Silver Plus | Combined | $750 | None | 34 | 1 | All states | CFPCouple, Family, Single parent | $277.65 – $587.00 | ||
| Silver Plus Standard Hospital $250 Excess and Smart Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $190.44 – $311.39 | ||
| Silver Plus Standard Hospital $250 Excess and Smart Extras | Silver Plus | Combined | $250 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $325.06 – $800.04 | ||
| Silver Plus Standard Hospital $250 Excess and Top Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $214.09 – $345.64 | ||
| Silver Plus Standard Hospital $250 Excess and Top Extras | Silver Plus | Combined | $250 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $372.36 – $887.03 | ||
| Silver Plus Standard Hospital $250 Excess and Value Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $148.79 – $267.36 | ||
| Silver Plus Standard Hospital $250 Excess and Value Extras | Silver Plus | Combined | $250 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $241.76 – $688.20 | ||
| Silver Plus Standard Hospital $500 Excess and Smart Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $172.29 – $287.25 | ||
| Silver Plus Standard Hospital $500 Excess and Smart Extras | Silver Plus | Combined | $500 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $297.83 – $737.76 | ||
| Silver Plus Standard Hospital $500 Excess and Top Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $195.94 – $321.50 | ||
| Silver Plus Standard Hospital $500 Excess and Top Extras | Silver Plus | Combined | $500 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $345.13 – $824.75 | ||
| Silver Plus Standard Hospital $500 Excess and Value Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $130.64 – $243.22 | ||
| Silver Plus Standard Hospital $500 Excess and Value Extras | Silver Plus | Combined | $500 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $214.53 – $625.92 | ||
| Silver Plus Standard Hospital $750 Excess and Smart Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $155.44 – $272.35 | ||
| Silver Plus Standard Hospital $750 Excess and Smart Extras | Silver Plus | Combined | $750 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $272.56 – $699.32 | ||
| Silver Plus Standard Hospital $750 Excess and Top Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $179.09 – $306.60 | ||
| Silver Plus Standard Hospital $750 Excess and Top Extras | Silver Plus | Combined | $750 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $319.86 – $786.31 | ||
| Silver Plus Standard Hospital $750 Excess and Value Extras | Silver Plus | Combined | — | None | 30 | 1 | All states | SSingle | $113.79 – $228.32 | ||
| Silver Plus Standard Hospital $750 Excess and Value Extras | Silver Plus | Combined | $750 | None | 30 | 1 | All states | CFPCouple, Family, Single parent | $189.26 – $587.48 | ||
| Bronze Plus Essential Hospital $350 Excess | Bronze Plus | Hospital | $350 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $115.50 – $342.10 | ||
| Bronze Plus Essential Hospital $700 Excess | Bronze Plus | Hospital | $700 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $101.39 – $304.26 | ||
| Bronze Plus Essential Hospital $350 Excess and Smart Extras | Bronze Plus | Combined | $350 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $194.30 – $503.08 | ||
| Bronze Plus Essential Hospital $350 Excess and Top Extras | Bronze Plus | Combined | $350 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $217.95 – $566.46 | ||
| Bronze Plus Essential Hospital $350 Excess and Value Extras | Bronze Plus | Combined | $350 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $152.65 – $418.66 | ||
| Bronze Plus Essential Hospital $700 Excess and Smart Extras | Bronze Plus | Combined | $700 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $180.19 – $468.18 | ||
| Bronze Plus Essential Hospital $700 Excess and Top Extras | Bronze Plus | Combined | $700 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $203.84 – $536.68 | ||
| Bronze Plus Essential Hospital $700 Excess and Value Extras | Bronze Plus | Combined | $700 | None | 27 | 2 | All states | SCFPSingle, Couple, Family, Single parent | $138.54 – $380.82 | ||
| Basic Plus Starter Hospital $500 Excess | Basic Plus | Hospital | — | None | 9 | 3 | All states | SSingle | $59.19 – $131.72 | ||
| Basic Plus Starter Hospital $500 Excess | Basic Plus | Hospital | $500 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $94.70 – $337.20 | ||
| Basic Plus Starter Hospital $750 Excess | Basic Plus | Hospital | — | None | 9 | 3 | All states | SSingle | $51.17 – $121.33 | ||
| Basic Plus Starter Hospital $750 Excess | Basic Plus | Hospital | $750 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $81.87 – $310.60 | ||
| Basic Plus Starter Hospital $500 Excess and Smart Extras | Basic Plus | Combined | — | None | 9 | 3 | All states | SSingle | $137.99 – $212.21 | ||
| Basic Plus Starter Hospital $500 Excess and Smart Extras | Basic Plus | Combined | $500 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $252.30 – $541.64 | ||
| Basic Plus Starter Hospital $500 Excess and Top Extras | Basic Plus | Combined | — | None | 9 | 3 | All states | SSingle | $161.64 – $243.24 | ||
| Basic Plus Starter Hospital $500 Excess and Top Extras | Basic Plus | Combined | $500 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $299.60 – $620.46 | ||
| Basic Plus Starter Hospital $500 Excess and Value Extras | Basic Plus | Combined | — | None | 9 | 3 | All states | SSingle | $96.34 – $170.00 | ||
| Basic Plus Starter Hospital $500 Excess and Value Extras | Basic Plus | Combined | $500 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $169.00 – $434.43 | ||
| Basic Plus Starter Hospital $750 Excess and Smart Extras | Basic Plus | Combined | — | None | 9 | 3 | All states | SSingle | $129.97 – $201.82 | ||
| Basic Plus Starter Hospital $750 Excess and Smart Extras | Basic Plus | Combined | $750 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $239.47 – $515.04 | ||
| Basic Plus Starter Hospital $750 Excess and Top Extras | Basic Plus | Combined | — | None | 9 | 3 | All states | SSingle | $153.62 – $232.85 | ||
| Basic Plus Starter Hospital $750 Excess and Top Extras | Basic Plus | Combined | $750 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $286.77 – $593.86 | ||
| Basic Plus Starter Hospital $750 Excess and Value Extras | Basic Plus | Combined | — | None | 9 | 3 | All states | SSingle | $88.32 – $159.61 | ||
| Basic Plus Starter Hospital $750 Excess and Value Extras | Basic Plus | Combined | $750 | None | 9 | 3 | All states | CFPCouple, Family, Single parent | $156.17 – $407.83 |
A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.
Hospital cover profiles
Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.
Cover profile 1 · 9 of 38 categories covered, 3 restricted, 26 not covered
Covered Dental surgery, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Male reproductive system, Miscarriage and termination of pregnancy, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products Basic Plus Starter Hospital $500 Excess (Basic Plus, hospital); Basic Plus Starter Hospital $750 Excess (Basic Plus, hospital); Basic Plus Starter Hospital $500 Excess and Smart Extras (Basic Plus, combined); Basic Plus Starter Hospital $500 Excess and Top Extras (Basic Plus, combined); Basic Plus Starter Hospital $500 Excess and Value Extras (Basic Plus, combined); Basic Plus Starter Hospital $750 Excess and Smart Extras (Basic Plus, combined); Basic Plus Starter Hospital $750 Excess and Top Extras (Basic Plus, combined); Basic Plus Starter Hospital $750 Excess and Value Extras (Basic Plus, combined)
Cover profile 2 · 27 of 38 categories covered, 2 restricted, 9 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Insulin pumps, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Bronze Plus Essential Hospital $350 Excess (Bronze Plus, hospital); Bronze Plus Essential Hospital $700 Excess (Bronze Plus, hospital); Bronze Plus Essential Hospital $350 Excess and Smart Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $350 Excess and Top Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $350 Excess and Value Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $700 Excess and Smart Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $700 Excess and Top Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $700 Excess and Value Extras (Bronze Plus, combined)
Cover profile 3 · 30 of 38 categories covered, 1 restricted, 7 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pregnancy and birth, Weight loss surgery
Products Silver Plus Standard Hospital $250 Excess (Silver Plus, hospital); Silver Plus Standard Hospital $500 Excess (Silver Plus, hospital); Silver Plus Standard Hospital $750 Excess (Silver Plus, hospital); Silver Plus Standard Hospital $250 Excess and Smart Extras (Silver Plus, combined); Silver Plus Standard Hospital $250 Excess and Top Extras (Silver Plus, combined); Silver Plus Standard Hospital $250 Excess and Value Extras (Silver Plus, combined); Silver Plus Standard Hospital $500 Excess and Smart Extras (Silver Plus, combined); Silver Plus Standard Hospital $500 Excess and Top Extras (Silver Plus, combined); Silver Plus Standard Hospital $500 Excess and Value Extras (Silver Plus, combined); Silver Plus Standard Hospital $750 Excess and Smart Extras (Silver Plus, combined); Silver Plus Standard Hospital $750 Excess and Top Extras (Silver Plus, combined); Silver Plus Standard Hospital $750 Excess and Value Extras (Silver Plus, combined)
Cover profile 4 · 34 of 38 categories covered, 1 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products Silver Plus Assure Hospital $500 Excess (Silver Plus, hospital); Silver Plus Assure Hospital $500 Excess - Family Extension (Silver Plus, hospital); Silver Plus Assure Hospital $750 Excess (Silver Plus, hospital); Silver Plus Assure Hospital $750 Excess - Family Extension (Silver Plus, hospital); Silver Plus Assure Hospital $500 Excess - Family Extension and Smart Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess - Family Extension and Top Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess - Family Extension and Value Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess and Smart Extras (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess and Top Extras (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess and Value Extras (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess - Family Extension and Smart Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess - Family Extension and Top Extras - Family Extension (Silver Plus, combined) and 4 more
Cover profile 5 · 38 of 38 categories covered, 0 restricted, 0 not covered
Covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Gold Optimal Hospital $750 Excess (Gold, hospital); Gold Optimal Hospital $750 Excess and Smart Extras (Gold, combined); Gold Optimal Hospital $750 Excess and Top Extras (Gold, combined); Gold Optimal Hospital $750 Excess and Value Extras (Gold, combined)
Extras profiles
Extras profile 1 · 13 services
Services Acupuncture, Chiropractic, General dental, Dietetics, Glucose monitors, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthoptics, Osteopathy, Physiotherapy, Remedial massage, Vaccinations
Products Gold Optimal Hospital $750 Excess and Value Extras (Gold, combined); Silver Plus Assure Hospital $500 Excess - Family Extension and Value Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess and Value Extras (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess - Family Extension and Value Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess and Value Extras (Silver Plus, combined); Silver Plus Standard Hospital $250 Excess and Value Extras (Silver Plus, combined); Silver Plus Standard Hospital $500 Excess and Value Extras (Silver Plus, combined); Silver Plus Standard Hospital $750 Excess and Value Extras (Silver Plus, combined); Bronze Plus Essential Hospital $350 Excess and Value Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $700 Excess and Value Extras (Bronze Plus, combined); Basic Plus Starter Hospital $500 Excess and Value Extras (Basic Plus, combined); Basic Plus Starter Hospital $750 Excess and Value Extras (Basic Plus, combined)
Extras profile 2 · 26 services
Services Acupuncture, Antenatal and postnatal, Audiology, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy, Vaccinations
Products Gold Optimal Hospital $750 Excess and Smart Extras (Gold, combined); Silver Plus Assure Hospital $500 Excess - Family Extension and Smart Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess and Smart Extras (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess - Family Extension and Smart Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess and Smart Extras (Silver Plus, combined); Silver Plus Standard Hospital $250 Excess and Smart Extras (Silver Plus, combined); Silver Plus Standard Hospital $500 Excess and Smart Extras (Silver Plus, combined); Silver Plus Standard Hospital $750 Excess and Smart Extras (Silver Plus, combined); Bronze Plus Essential Hospital $350 Excess and Smart Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $700 Excess and Smart Extras (Bronze Plus, combined); Basic Plus Starter Hospital $500 Excess and Smart Extras (Basic Plus, combined); Basic Plus Starter Hospital $750 Excess and Smart Extras (Basic Plus, combined)
Extras profile 3 · 27 services
Services Acupuncture, Antenatal and postnatal, Audiology, Chinese herbal medicine, Chiropractic, General dental, Major dental, Dietetics, Endodontic, Exercise physiology, Glucose monitors, Health management programs, Hearing aids, Home nursing, Non-PBS pharmaceuticals, Occupational therapy, Optical, Orthodontic, Orthoptics, Orthotics, Osteopathy, Physiotherapy, Podiatry, Psychology, Remedial massage, Speech therapy, Vaccinations
Products Gold Optimal Hospital $750 Excess and Top Extras (Gold, combined); Silver Plus Assure Hospital $500 Excess - Family Extension and Top Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $500 Excess and Top Extras (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess - Family Extension and Top Extras - Family Extension (Silver Plus, combined); Silver Plus Assure Hospital $750 Excess and Top Extras (Silver Plus, combined); Silver Plus Standard Hospital $250 Excess and Top Extras (Silver Plus, combined); Silver Plus Standard Hospital $500 Excess and Top Extras (Silver Plus, combined); Silver Plus Standard Hospital $750 Excess and Top Extras (Silver Plus, combined); Bronze Plus Essential Hospital $350 Excess and Top Extras (Bronze Plus, combined); Bronze Plus Essential Hospital $700 Excess and Top Extras (Bronze Plus, combined); Basic Plus Starter Hospital $500 Excess and Top Extras (Basic Plus, combined); Basic Plus Starter Hospital $750 Excess and Top Extras (Basic Plus, combined)
Waiting periods
- Waiting profile 1: pre-existing conditions 12 months, pregnancy and birth 12 months, sub-acute care 2 months, other 2 months (23 products)
- Waiting profile 2: pre-existing conditions 12 months, sub-acute care 2 months, other 2 months (53 products)
Data
This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:
/au/insurance/health/v1/funds/rt-health.json: this fund, every policy row and the cover, waiting-period and extras profiles./au/insurance/health/v1/policies/<STATE>.json: every fund's policies sold in a state (NSW, VIC, QLD, SA, WA, TAS, NT)./au/insurance/health/v1/cheapest.json: the cheapest policies per state, household and tier./au/insurance/health/v1/index.json: dataset index, including every per-fund file.
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