see-u by HBF
fund code CPS · Open membership
Health insurance
see-u by HBF sells 252 open policies with hospital cover (252 hospital-only, 0 combined with extras, counting one per state and household type) in NSW, NT, QLD, SA, TAS, VIC, WA, grouped below into 9 products, of which 7 can be bought by anyone on their own (the rest are corporate, visitor or add-on cover). Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.
Products
SCFP = sold to singles · couples · families · single parents
| Policy | Tier | Type | Excess / person | Co-pay | Covered | Restricted | Under-30 discount | States | S C F P | Monthly premium | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Premium Hospital Non-Obstetrics $250 Excess (Silver Plus) | Silver Plus | Hospital | $250 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $163.38 – $604.22 | |
| Premium Hospital Non-Obstetrics $500 Excess (Silver Plus) | Silver Plus | Hospital | $500 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $142.05 – $561.70 | |
| Premium Hospital Non-Obstetrics $750 Excess (Silver Plus) | Silver Plus | Hospital | $750 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $131.37 – $540.46 | |
| Secure Hospital $750 Excess (Silver) | Silver | Hospital | $750 | None | 27 | 2 | Yes | Add-on | All states | SCFPSingle, Couple, Family, Single parent | $85.52 – $336.90 |
| Saver Hospital $750 Excess (Bronze Plus) | Bronze Plus | Hospital | $750 | None | 19 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $61.26 – $269.16 | |
| Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus) | Bronze Plus | Hospital | $750 | Limited | 19 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $59.00 – $260.30 | |
| Smart Hospital $750 Excess (Bronze Plus) | Bronze Plus | Hospital | $750 | None | 22 | 3 | Yes | Add-on | All states | SCFPSingle, Couple, Family, Single parent | $66.12 – $286.50 |
| Starter Hospital $750 Excess (Basic) | Basic | Hospital | $750 | None | 0 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $42.19 – $215.64 | |
| Starter Hospital $750 Excess with Daily Co-Pay (Basic) | Basic | Hospital | $750 | Limited | 0 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $40.00 – $206.78 |
A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.
Hospital cover profiles
Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.
Cover profile 1 · 0 of 38 categories covered, 3 restricted, 35 not covered
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products Starter Hospital $750 Excess (Basic) (Basic, hospital); Starter Hospital $750 Excess with Daily Co-Pay (Basic) (Basic, hospital)
Cover profile 2 · 19 of 38 categories covered, 3 restricted, 16 not covered
Covered Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Lung and chest, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products Saver Hospital $750 Excess (Bronze Plus) (Bronze Plus, hospital); Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus) (Bronze Plus, hospital)
Cover profile 3 · 22 of 38 categories covered, 3 restricted, 13 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Plastic and reconstructive surgery (medically necessary), Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products Smart Hospital $750 Excess (Bronze Plus) (Bronze Plus, hospital)
Cover profile 4 · 27 of 38 categories covered, 2 restricted, 9 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Sleep studies, Weight loss surgery
Products Secure Hospital $750 Excess (Silver) (Silver, hospital)
Cover profile 5 · 34 of 38 categories covered, 1 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products Premium Hospital Non-Obstetrics $250 Excess (Silver Plus) (Silver Plus, hospital); Premium Hospital Non-Obstetrics $500 Excess (Silver Plus) (Silver Plus, hospital); Premium Hospital Non-Obstetrics $750 Excess (Silver Plus) (Silver Plus, hospital)
Extras profiles
No extras profiles: the fund sells no combined policies.
Waiting periods
- Waiting profile 1: pre-existing conditions 12 months, sub-acute care 2 months, other 2 months (9 products)
Data
This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:
/au/insurance/health/v1/funds/see-u-by-hbf.json: this fund, every policy row and the cover, waiting-period and extras profiles./au/insurance/health/v1/policies/<STATE>.json: every fund's policies sold in a state (NSW, VIC, QLD, SA, WA, TAS, NT)./au/insurance/health/v1/cheapest.json: the cheapest policies per state, household and tier./au/insurance/health/v1/index.json: dataset index, including every per-fund file.
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