The Mutual Bank

Bank last updated 2026-10-01 · CDR records as fetched 2026-10-02 · feed status: ok. Refreshed daily.

Registered in the Consumer Data Right as Maitland Mutual Limited · ABN 94 087 651 983

The Mutual Bank term deposits 1 The Mutual Bank term deposits 2 CDR product feed

Term deposits

The Mutual Bank publishes 2 term deposit products through the Consumer Data Right (1 personal, 1 business, 1 other), giving 80 rates with terms from 1–30 days to 36 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

← Compare every bank's term deposit rates Best rate at each bank

Products

Term DepositPersonal, Businessmin deposit $1,000 · 76 rates · bank · source · api
A Term Deposit which offers a fixed rate for terms up to 36 months.
Farm Management DepositOthermin deposit $1,000 · max $800,000 · 4 rates · Must acknowledge mandatory statement on the Farm Management scheme conditions; Linked account must be opened and maintained for fees and charges associated with this account · bank · source · api
A Farm Management Deposit which offers a fixed rate for terms up to 24 months.

Rates

Product

Customer

Term

Interest paid

80 of 80 rates shown

P S B = eligible for personal · SMSF · business customers

Term	Rate p.a.	Interest paid	Deposit range	P S B	Bank updated	Source
1–30 days	1.50%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
1–30 days	1.45%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
31–60 days	2.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
31–60 days	1.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
1 month	1.50%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
1 month	1.45%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
2 months	2.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
2 months	1.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
61–92 days	4.90%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
61–92 days	4.85%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
3 months	4.90%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
3 months	4.85%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
3 months	3.85%		$1,000 – $800,000	Other	2026-10-01	source api
93–122 days	5.40%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
93–122 days	5.40%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
4 months	5.40%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
4 months	5.40%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
123–153 days	4.90%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
123–153 days	4.90%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
5 months	4.90%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
5 months	4.90%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
154–183 days	5.20%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
154–183 days	5.20%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
6 months	5.20%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
6 months	5.20%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
6 months	4.60%		$1,000 – $800,000	Other	2026-10-01	source api
184–213 days	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
184–213 days	3.95%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
7 months	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
7 months	3.95%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
214–244 days	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
214–244 days	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
8 months	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
8 months	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
245–274 days	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
245–274 days	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
9 months	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
9 months	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
275–305 days	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
275–305 days	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
10 months	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
10 months	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
306–335 days	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
306–335 days	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
11 months	4.00%		$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
11 months	3.95%		$1,000 – $499,999	Personal, Business	2026-10-01	source api
336–365 days	5.30%	at maturity	$1,000 – $499,999	Personal, Business	2026-10-01	source api
336–365 days	5.30%	at maturity	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
336–365 days	5.25%	half-yearly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
336–365 days	5.20%	half-yearly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
336–365 days	5.20%	monthly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
336–365 days	5.20%	quarterly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
336–365 days	5.15%	monthly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
336–365 days	5.15%	quarterly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
12 months	5.30%	at maturity	$1,000 – $499,999	Personal, Business	2026-10-01	source api
12 months	5.30%	at maturity	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
12 months	5.25%	half-yearly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
12 months	5.20%	at maturity	$1,000 – $800,000	Other	2026-10-01	source api
12 months	5.20%	half-yearly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
12 months	5.20%	monthly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
12 months	5.20%	quarterly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
12 months	5.15%	monthly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
12 months	5.15%	quarterly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
24 months	5.20%	annually	$1,000 – $499,999	Personal, Business	2026-10-01	source api
24 months	5.20%	annually	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
24 months	5.15%	half-yearly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
24 months	5.15%	half-yearly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
24 months	5.10%	monthly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
24 months	5.10%	quarterly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
24 months	5.10%	monthly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
24 months	5.10%	quarterly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
24 months	4.35%	annually	$1,000 – $800,000	Other	2026-10-01	source api
36 months	4.50%	annually	$1,000 – $499,999	Personal, Business	2026-10-01	source api
36 months	4.50%	annually	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
36 months	4.45%	half-yearly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
36 months	4.45%	half-yearly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
36 months	4.40%	monthly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
36 months	4.40%	quarterly	$1,000 – $499,999	Personal, Business	2026-10-01	source api
36 months	4.40%	monthly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api
36 months	4.40%	quarterly	$500,000 – $5,000,000	Personal, Business	2026-10-01	source api

Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:

/au/finance/term-deposits/v1/brands/maitland-mutual-limited.json: this bank's products and every rate row.
/au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file.
/au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit.
/au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.