Westpac Community Solutions Cash Reserve

savings accountorganisation onlyterms checked

Community Solutions Cash Reserve is a savings account from Westpac. At $50,000 it pays 0.95% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.

Conditions

• open only to clubs, not-for-profits, schools or community organisations
• applicant and all signatories must be 18 or over
• not-for-profit organisations including charities, community and sporting groups, schools, government bodies and registered political parties; branch application only

Features

app

yes

Other features, in the bank's words:

• No account-keeping fees
• No fees to move cash to and from your Westpac transaction account through Online Banking and the Westpac App
• Regularly deposit funds to grow savings balance
• Earn interest on your surplus funds, noting that zero interest rates may apply from time to time
• Get access to your savings at any time
• No minimum balance needed

Fees, limits and who can open it

monthly fee

$0

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

business customers

organisation only

open only to clubs, not-for-profits, schools or community organisations

Who can open it, in the bank's own words:

• residency: Operating in Australia with an Australian address
• business: Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties
• Needs an eligible Westpac business transaction account to link to.

About this account

Earn interest on your surplus funds and access your funds anytime you need them.

Data

• Westpac's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: community-cash-reserve, deposit-accts-bus-customers-tandc.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/westpac.json: this bank's accounts and every balance band as JSON; Westpac's page lists them.
• The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Westpac

• 55+ and Retired savings account, 1.73% base at $50,000
• Bump Savings savings account, 5.55% conditional at $50,000
• Business Cash Reserve Savings savings account, 0.95% base at $50,000
• Business Premium Cash Reserve savings account, 0.01% base at $50,000
• Cash Investment Account savings account, 1.30% base at $50,000
• eSaver savings account, 1.25% base at $50,000
• Life savings account, 5.50% conditional at $50,000
• Notice Saver 31, 60 & 90 Days notice account, 0.00% base at $50,000
• Bank Account with Debit Card for Students and Young Adultsstale transaction account, 0.00% base at $50,000
• Business Onestale transaction account, 0.00% base at $50,000
• Business One - Negotiator Planstale transaction account
• Business One - Plusstale transaction account, 0.00% base at $50,000
• Choice transaction account, 0.00% base at $50,000
• Choice for Concession Holdersstale transaction account, 0.00% base at $50,000
• Choice for Migrantsstale transaction account, 0.00% base at $50,000
• Community Solutions One transaction account, 0.00% base at $50,000
• Youth Bank Account and Debit Cardstale transaction account, 0.00% base at $50,000

All of Westpac's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.