Westpac Community Solutions One

transaction accountorganisation only

Community Solutions One is a transaction account from Westpac. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• open only to clubs, not-for-profits, schools or community organisations

Features

card

Link your account to a Business Debit Card

app

yes

PayTo

yes

transactions

unlimited

Other features, in the bank's words:

• No monthly fees - We'd rather you put the money to good use, supporting your cause.
• No transaction fees - Includes all online and in-app payments plus in-branch banking
• Speed and convenience - 24/7 banking through Online Banking and the Westpac App
• Receive payments near instantly via OSKO
• Simplify your accounting by linking Xero, MYOB and others with bank feeds
• Use a business debit card5 for cash and purchases

Fees, limits and who can open it

monthly fee

$0

other fees named

Foreign Transaction Fee - non-AU merchant, Foreign Transaction Fee - AU merchant (no amount in the feed)

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

personal and business customers

organisation only

open only to clubs, not-for-profits, schools or community organisations

Who can open it, in the bank's own words:

• residency: Operating with an Australian address
• Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties

About this account

Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits.

Data

• Westpac's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
• /au/finance/savings-accounts/v1/brands/westpac.json: this bank's accounts and every balance band as JSON; Westpac's page lists them.
• The bank last updated this record on 4 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Westpac

• 55+ and Retired savings account, 1.73% base at $50,000
• Bump Savings savings account, 5.55% conditional at $50,000
• Business Cash Reserve Savings savings account, 0.95% base at $50,000
• Business Premium Cash Reserve savings account, 0.01% base at $50,000
• Cash Investment Account savings account, 1.30% base at $50,000
• Community Solutions Cash Reserve savings account, 0.95% base at $50,000
• eSaver savings account, 1.25% base at $50,000
• Life savings account, 5.50% conditional at $50,000
• Notice Saver 31, 60 & 90 Days notice account, 0.00% base at $50,000
• Bank Account with Debit Card for Students and Young Adultsstale transaction account, 0.00% base at $50,000
• Business Onestale transaction account, 0.00% base at $50,000
• Business One - Negotiator Planstale transaction account
• Business One - Plusstale transaction account, 0.00% base at $50,000
• Choice transaction account, 0.00% base at $50,000
• Choice for Concession Holdersstale transaction account, 0.00% base at $50,000
• Choice for Migrantsstale transaction account, 0.00% base at $50,000
• Youth Bank Account and Debit Cardstale transaction account, 0.00% base at $50,000

All of Westpac's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.