Westpac Notice Saver 31, 60 & 90 Days

notice accountnoticelinked account

Notice Saver 31, 60 & 90 Days is a notice account from Westpac. It pays 0.00% p.a. with no bonus conditions.

Not ranked: the feed publishes no rate above zero.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• 31 days' notice to withdraw
• the feed lists several base rates for one balance; the lowest is shown, up to 5.40%
• advance notice product

Features

app

yes

Other features, in the bank's words:

• Can add funds to the account at any time, whilst having the option to withdraw some or all of the funds after waiting a predetermined notice period.
• No account-keeping fees
• Fee-free linked account transfer: Transfer funds to and from your Westpac transaction account via Online Banking.
• Earn variable interest at the applicable portion of the funds
• Minimum opening balance of $500,000 to be deposited within the first 30 days for 31, 60 or 90 day notice period
• Only available to a Westpac Commercial Bank or Private Bank customer with a relationship manager or private banker

Fees, limits and who can open it

monthly fee

$0

notice

31 days' notice to withdraw

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

personal, SMSF and business customers

notice

a notice account: withdrawals need advance notice

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• residency: Operating in Australia with an Australian address
• Eligible entities include individuals, sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations
• Needs an eligible Westpac business transaction account to link to.
• The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 31, 60 or 90 day notice period. At the end of your notice period, you have the option of withdrawing some or all of your funds. Interest is calculated daily and paid monthly. You can deposit funds to your account at any time to ensure you earn a variable rate of return.

About this account

Surplus cash flow solution designed at variable interest rate with the choice of notice period.

Data

• Westpac's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• /au/finance/savings-accounts/v1/brands/westpac.json: this bank's accounts and every balance band as JSON; Westpac's page lists them.
• The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

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• Bump Savings savings account, 5.55% conditional at $50,000
• Business Cash Reserve Savings savings account, 0.95% base at $50,000
• Business Premium Cash Reserve savings account, 0.01% base at $50,000
• Cash Investment Account savings account, 1.30% base at $50,000
• Community Solutions Cash Reserve savings account, 0.95% base at $50,000
• eSaver savings account, 1.25% base at $50,000
• Life savings account, 5.50% conditional at $50,000
• Bank Account with Debit Card for Students and Young Adultsstale transaction account, 0.00% base at $50,000
• Business Onestale transaction account, 0.00% base at $50,000
• Business One - Negotiator Planstale transaction account
• Business One - Plusstale transaction account, 0.00% base at $50,000
• Choice transaction account, 0.00% base at $50,000
• Choice for Concession Holdersstale transaction account, 0.00% base at $50,000
• Choice for Migrantsstale transaction account, 0.00% base at $50,000
• Community Solutions One transaction account, 0.00% base at $50,000
• Youth Bank Account and Debit Cardstale transaction account, 0.00% base at $50,000

All of Westpac's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.