ahm
Registered as ahm health insurance · fund code AHM · Open membership
Health insurance
ahm sells 1,596 open policies with hospital cover (1,260 hospital-only, 336 combined with extras, counting one per state and household type) in all states, grouped below into 39 products. Premiums are monthly, before the government rebate; the table shows each product's range across the states and households it is sold to, and choosing a state and household narrows it to the exact premium.
Products
SCFP = sold to singles · couples · families · single parents
| Policy | Tier | Type | Excess / person | Co-pay | Covered | Restricted | Under-30 discount | States | S C F P | Monthly premium | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| advanced hospital gold | Gold | Hospital | — | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $280.85 – $1,275.90 | |
| advanced hospital gold | Gold | Hospital | $500 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $282.35 – $1,178.50 | |
| advanced hospital gold | Gold | Hospital | $750 | None | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $244.80 – $1,148.50 | |
| elite gold copay | Gold | Hospital | — | Limited | 38 | 0 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $185.90 – $1,134.90 | |
| core silver plus | Silver Plus | Hospital | $500 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $127.60 – $665.70 | |
| core silver plus | Silver Plus | Hospital | $750 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $119.00 – $635.70 | |
| deluxe saver silver plus | Silver Plus | Hospital | $750 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $129.25 – $633.30 | |
| essentials silver plus | Silver Plus | Hospital | $500 | None | 29 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $92.35 – $481.40 | |
| essentials silver plus | Silver Plus | Hospital | $750 | None | 29 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $79.35 – $432.90 | |
| evolve silver plus | Silver Plus | Hospital | $500 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $108.15 – $567.00 | |
| evolve silver plus | Silver Plus | Hospital | $750 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $102.80 – $541.10 | |
| saver silver plus support | Silver Plus | Hospital | $500 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $129.25 – $664.80 | |
| super silver plus | Silver Plus | Hospital | $500 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $141.75 – $768.60 | |
| super silver plus | Silver Plus | Hospital | $750 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $136.05 – $737.90 | |
| classic flexi silver plus | Silver Plus | Combined | $500 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $161.10 – $871.40 | |
| classic flexi silver plus | Silver Plus | Combined | $750 | None | 31 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $156.50 – $837.60 | |
| deluxe flexi silver plus | Silver Plus | Combined | $500 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $214.10 – $1,095.90 | |
| deluxe flexi silver plus | Silver Plus | Combined | $750 | None | 34 | 1 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $208.75 – $1,059.40 | |
| silver support | Silver | Hospital | $500 | None | 26 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $100.70 – $525.00 | |
| silver support | Silver | Hospital | $750 | None | 26 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $97.45 – $512.50 | |
| bronze plus everyday | Bronze Plus | Hospital | $500 | None | 23 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $71.70 – $385.10 | |
| bronze plus everyday | Bronze Plus | Hospital | $750 | None | 23 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $65.20 – $350.10 | |
| bronze plus loaded | Bronze Plus | Hospital | $500 | None | 25 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $88.90 – $461.00 | |
| bronze plus loaded | Bronze Plus | Hospital | $750 | None | 25 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $80.80 – $419.00 | |
| bronze plus support | Bronze Plus | Hospital | $500 | None | 21 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $86.00 – $458.70 | |
| bronze plus support | Bronze Plus | Hospital | $750 | None | 21 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $81.70 – $435.80 | |
| lite flexi bronze plus | Bronze Plus | Combined | $500 | None | 21 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $153.10 – $732.40 | |
| lite flexi bronze plus | Bronze Plus | Combined | $750 | None | 21 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $149.10 – $706.20 | |
| bronze no fuss | Bronze | Hospital | $500 | None | 18 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $69.40 – $369.50 | |
| bronze no fuss | Bronze | Hospital | $750 | None | 18 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $63.10 – $336.00 | |
| core hospital (basic+) | Basic Plus | Hospital | $500 | None | 6 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $60.35 – $321.10 | |
| core hospital (basic+) | Basic Plus | Hospital | $750 | None | 6 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $56.95 – $303.00 | |
| essentials flexi basic plus | Basic Plus | Combined | — | None | 5 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $107.90 – $483.30 | |
| essentials flexi basic plus | Basic Plus | Combined | $750 | None | 5 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $105.05 – $461.50 | |
| ambulance & accident hospital (basic) | Basic | Hospital | $500 | None | 0 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $47.50 – $289.50 | |
| ambulance & accident hospital (basic) | Basic | Hospital | $750 | None | 0 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $44.80 – $273.10 | |
| ambulance hospital (basic) | Basic | Hospital | $750 | None | 0 | 3 | Yes | All states | SCFPSingle, Couple, Family, Single parent | $39.30 – $265.30 | |
| starter flexi basic | Basic | Combined | $500 | None | 0 | 3 | Yes | All states | SCSingle, Couple | $70.40 – $329.60 | |
| starter flexi basic | Basic | Combined | $750 | None | 0 | 3 | Yes | All states | SCSingle, Couple | $68.75 – $316.10 |
A policy name opens the fund's own page for it where the fund publishes one. "Covered" links to the cover profile listing the clinical categories. Where a range remains after choosing a state and household, the fund sells several variants of the product there (for example with and without adult dependants) and the per-fund JSON has each.
Hospital cover profiles
Every product's hospital cover is one of these profiles over the 38 clinical categories. Restricted categories are paid at the minimum benefit only.
Cover profile 1 · 0 of 38 categories covered, 3 restricted, 35 not covered
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products ambulance & accident hospital (basic) (Basic, hospital); ambulance hospital (basic) (Basic, hospital); starter flexi basic (Basic, combined)
Cover profile 2 · 5 of 38 categories covered, 3 restricted, 30 not covered
Covered Dental surgery, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Sleep studies, Weight loss surgery
Products essentials flexi basic plus (Basic Plus, combined)
Cover profile 3 · 21 of 38 categories covered, 3 restricted, 14 not covered
Covered Back, neck and spine, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Blood, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products bronze plus support (Bronze Plus, hospital); lite flexi bronze plus (Bronze Plus, combined)
Cover profile 4 · 31 of 38 categories covered, 1 restricted, 6 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Joint replacements, Pregnancy and birth, Weight loss surgery
Products evolve silver plus (Silver Plus, hospital); classic flexi silver plus (Silver Plus, combined)
Cover profile 5 · 34 of 38 categories covered, 1 restricted, 3 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Pregnancy and birth, Weight loss surgery
Products deluxe saver silver plus (Silver Plus, hospital); saver silver plus support (Silver Plus, hospital); super silver plus (Silver Plus, hospital); deluxe flexi silver plus (Silver Plus, combined)
Cover profile 6 · 6 of 38 categories covered, 3 restricted, 29 not covered
Covered Dental surgery, Hernia and appendix, Joint reconstructions, Miscarriage and termination of pregnancy, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Pain management, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Skin, Weight loss surgery
Products core hospital (basic+) (Basic Plus, hospital)
Cover profile 7 · 18 of 38 categories covered, 3 restricted, 17 not covered
Covered Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Blood, Cataracts, Dental surgery, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Lung and chest, Pain management with device, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Sleep studies, Weight loss surgery
Products bronze no fuss (Bronze, hospital)
Cover profile 8 · 23 of 38 categories covered, 3 restricted, 12 not covered
Covered Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Back, neck and spine, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Implantation of hearing devices, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products bronze plus everyday (Bronze Plus, hospital)
Cover profile 9 · 25 of 38 categories covered, 3 restricted, 10 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Podiatric surgery (provided by a registered podiatric surgeon), Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Heart and vascular system, Insulin pumps, Joint replacements, Pain management with device, Plastic and reconstructive surgery (medically necessary), Pregnancy and birth, Weight loss surgery
Products bronze plus loaded (Bronze Plus, hospital)
Cover profile 10 · 29 of 38 categories covered, 1 restricted, 8 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Weight loss surgery
Products essentials silver plus (Silver Plus, hospital)
Cover profile 11 · 26 of 38 categories covered, 3 restricted, 9 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Skin, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services, Palliative care, Rehabilitation
Not covered Assisted reproductive services, Cataracts, Dialysis for chronic kidney failure, Insulin pumps, Joint replacements, Pain management with device, Pregnancy and birth, Sleep studies, Weight loss surgery
Products silver support (Silver, hospital)
Cover profile 12 · 31 of 38 categories covered, 1 restricted, 6 not covered
Covered Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Implantation of hearing devices, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets
Restricted Hospital psychiatric services
Not covered Assisted reproductive services, Dialysis for chronic kidney failure, Insulin pumps, Pain management with device, Pregnancy and birth, Weight loss surgery
Products core silver plus (Silver Plus, hospital)
Cover profile 13 · 38 of 38 categories covered, 0 restricted, 0 not covered
Covered Assisted reproductive services, Back, neck and spine, Blood, Bone, joint and muscle, Brain and nervous system, Breast surgery (medically necessary), Cataracts, Chemotherapy, radiotherapy and immunotherapy for cancer, Dental surgery, Diabetes management (excluding insulin pumps), Dialysis for chronic kidney failure, Digestive system, Ear, nose and throat, Eye (not cataracts), Gastrointestinal endoscopy, Gynaecology, Heart and vascular system, Hernia and appendix, Hospital psychiatric services, Implantation of hearing devices, Insulin pumps, Joint reconstructions, Joint replacements, Kidney and bladder, Lung and chest, Male reproductive system, Miscarriage and termination of pregnancy, Pain management, Pain management with device, Palliative care, Plastic and reconstructive surgery (medically necessary), Podiatric surgery (provided by a registered podiatric surgeon), Pregnancy and birth, Rehabilitation, Skin, Sleep studies, Tonsils, adenoids and grommets, Weight loss surgery
Products advanced hospital gold (Gold, hospital); elite gold copay (Gold, hospital)
Extras profiles
Extras profile 1 · 5 services
Services Chiropractic, General dental, Endodontic, Osteopathy, Physiotherapy
Products starter flexi basic (Basic, combined)
Extras profile 2 · 7 services
Services Chiropractic, General dental, Endodontic, Optical, Osteopathy, Physiotherapy, Remedial massage
Products essentials flexi basic plus (Basic Plus, combined)
Extras profile 3 · 15 services
Services Acupuncture, Antenatal and postnatal, Chinese herbal medicine, Chiropractic, General dental, Dietetics, Endodontic, Health management programs, Non-PBS pharmaceuticals, Optical, Osteopathy, Physiotherapy, Psychology, Remedial massage, Speech therapy
Products lite flexi bronze plus (Bronze Plus, combined)
Extras profile 4 · 11 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Endodontic, Optical, Orthotics, Osteopathy, Physiotherapy, Podiatry, Remedial massage
Products classic flexi silver plus (Silver Plus, combined)
Extras profile 5 · 12 services
Services Acupuncture, Chinese herbal medicine, Chiropractic, General dental, Major dental, Endodontic, Optical, Orthotics, Osteopathy, Physiotherapy, Podiatry, Remedial massage
Products deluxe flexi silver plus (Silver Plus, combined)
Waiting periods
- Waiting profile 1: pre-existing conditions 12 months, sub-acute care 2 months, other 2 months (33 products)
- Waiting profile 2: pre-existing conditions 12 months, pregnancy and birth 12 months, sub-acute care 2 months, other 2 months (6 products)
Data
This section is built from the Private Health Insurance Ombudsman's monthly policy data release. The same records are published as JSON, each row naming the release file it came from:
/au/insurance/health/v1/funds/ahm.json: this fund, every policy row and the cover, waiting-period and extras profiles./au/insurance/health/v1/policies/<STATE>.json: every fund's policies sold in a state (NSW, VIC, QLD, SA, WA, TAS, NT)./au/insurance/health/v1/cheapest.json: the cheapest policies per state, household and tier./au/insurance/health/v1/index.json: dataset index, including every per-fund file.
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