The insurers that underwrite Australian building insurance
32 insurers issue the building policies on this site. The brand on a policy is often not the company that pays the claim: the underwriter is, and several brands can share one. Each is matched to APRA's list of registered general insurers, which says who may write new insurance in Australia. What each policy covers is on the segment pages and each brand's page.
| Underwriter | APRA | Property | Brands |
|---|---|---|---|
| Allianz Australia Insurance Limited | Authorised by APRA to write new general insurance | Residential, Commercial, Industrial | Allianz, Australian Unity, Bank of Melbourne, BankSA, BankVic, Beyond Bank Australia, Great Southern Bank, Heritage Bank, IMB Bank, NAB, Police Credit Union, St.George, Strata Community Insurance (SCI), Teachers Mutual Bank, Westpac |
| Insurance Australia Limited | Authorised by APRA to write new general insurance | Residential, Commercial, Industrial | AANT, ANZ, Bendigo Bank, CGU, Defence Bank, NRMA Insurance, P&N Bank, People First Bank, RACV |
| Lloyd's underwriters | Lloyd's underwriters, which APRA lists separately | Residential, Commercial, Industrial | Agile Underwriting Services, Allstate Underwriting, Axis Underwriting Services, Flex Insurance, High Street Underwriting Agency, Hutch Underwriting, Insurance Investment Solutions, QUS (Quality Underwriting Services) |
| AAI Limited | Authorised by APRA to write new general insurance | Residential, Commercial, Industrial | AAMI, Apia, GIO, Shannons, Suncorp Insurance, Terri Scheer, Vero |
| Auto & General Insurance Company Limited | Authorised by APRA to write new general insurance | Residential | Budget Direct, Coles Insurance, ING, Ozicare, Qantas Insurance |
| The Hollard Insurance Company Pty Ltd | Authorised by APRA to write new general insurance | Residential, Commercial | Australian Seniors, Everyday Insurance, Hollard Commercial Insurance, Huddle, Real Insurance |
| Zurich Australian Insurance Limited | Authorised by APRA to write new general insurance | Residential, Commercial | BOQ Insurance, EBM RentCover, Honey, Virgin Money Insurance, Zurich |
| QBE Insurance (Australia) Limited | Authorised by APRA to write new general insurance | Residential, Commercial | CHU Underwriting Agencies, Flex Insurance, QBE, Sure Insurance |
| CGU Australia Pty Ltd | Authorised by APRA to write new general insurance | Residential, Commercial | CGU, Strata Unit Underwriters (SUU), WFI |
| Chubb Insurance Australia Limited | Authorised by APRA to write new general insurance | Residential, Commercial, Industrial | Chubb, Longitude Insurance, Sure Insurance |
| XL Insurance Company SE | Authorised by APRA to write new general insurance | Residential, Commercial, Industrial | AXA XL, Axis Underwriting Services, Sure Insurance |
| AIG Australia Limited | Authorised by APRA to write new general insurance | Commercial, Industrial | AIG |
| Allianz South Australia Insurance Limited | Authorised by APRA to write new general insurance | Residential | RAA |
| Allied World Assurance Company, Ltd (Australia Branch) | Authorised by APRA to write new general insurance | Commercial | Clover |
| Ansvar Insurance Limited | Authorised by APRA to write new general insurance | Commercial, Industrial | Ansvar |
| Berkshire Hathaway Specialty Insurance Company | Authorised by APRA to write new general insurance | Industrial | Berkshire Hathaway Specialty Insurance |
| Defence Service Homes Insurance Scheme | A government scheme, not on APRA's register | Residential | DSH Insurance (Defence Service Homes) |
| Factory Mutual Insurance Company | Authorised by APRA to write new general insurance | Industrial | FM |
| Guild Insurance Limited | Authorised by APRA to write new general insurance | Residential | RealtyProtect |
| HDI Global Specialty SE | Authorised by APRA to write new general insurance | Commercial | Axis Underwriting Services |
| Hollard Insurance Partners Limited | Authorised by APRA to write new general insurance | Residential | CommBank |
| Insurance Manufacturers of Australia Pty Limited | Authorised by APRA to write new general insurance | Residential | RACV |
| Lancashire Underwriting Australia Pty Ltd | Not found on APRA's register | Commercial | Axis Underwriting Services |
| Liberty Mutual Insurance Company | Authorised by APRA to write new general insurance | Industrial | Liberty Specialty Markets |
| Mitsui Sumitomo Insurance Company Limited | Authorised by APRA to write new general insurance | Industrial | MSIG (Mitsui Sumitomo Insurance) |
| Pacific International Insurance Pty Limited | Authorised by APRA to write new general insurance | Residential | Sure Insurance |
| RAC Insurance Pty Limited | Authorised by APRA to write new general insurance | Residential | RAC WA |
| RACQ Insurance Limited | Authorised by APRA to write new general insurance | Residential | RACQ |
| RACT Insurance Pty Ltd | Authorised by APRA to write new general insurance | Residential | RACT |
| The New India Assurance Co. Ltd. | Authorised by APRA to write new general insurance | Residential | Sure Insurance |
| Tokio Marine & Nichido Fire Insurance Co., Ltd. | Authorised by APRA to write new general insurance | Industrial | Tokio Marine |
| Youi Pty Ltd | Authorised by APRA to write new general insurance | Residential | Youi |
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. What each policy covers and who underwrites it are read from each insurer's own documents by hand and re-checked daily, so a change can take a day to appear, and the policy wording you are issued is what applies to you. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.