MoveBank
ABN 91 087 651 090
Term deposits
MoveBank publishes 1 term deposit product in its product data (1 personal), giving 13 rates with terms from 3 months to 13–24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Applying
- Opening deposit from $5,000
- Residency Must be an Australian tax resident: Australian resident
Products and rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 3 months | 5.00% | $5,000+ | Personal | Rate for a 3 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 4 months | 5.10% | $5,000+ | Personal | Rate for a 4 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 5 months | 5.20% | $5,000+ | Personal | Rate for a 5 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 6 months | 5.25% | $5,000+ | Personal | Rate for a 6 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 7 months | 5.35% | $5,000+ | Personal | Rate for a 7 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 8 months | 5.30% | $5,000+ | Personal | Rate for a 8 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 9 months | 5.30% | $5,000+ | Personal | 2026-09-08 | sourceapi | ||
| 10 months | 5.30% | $5,000+ | Personal | Rate for a 10 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 11 months | 5.30% | $5,000+ | Personal | Rate for a 11 month term, interest paid at maturity. | 2026-09-08 | sourceapi | |
| 12 months | 5.35% | at maturity | $5,000+ | Personal | Rate for a 12 month term, interest paid yearly. | 2026-09-08 | sourceapi |
| 12 months | 5.25% | monthly | $5,000+ | Personal | Rate for a 12 month term, interest paid monthly | 2026-09-08 | sourceapi |
| 13–24 months | 5.25% | annually | $5,000+ | Personal | Rate for a 13 - 24 month term, interest paid yearly. | 2026-09-08 | sourceapi |
| 13–24 months | 5.15% | monthly | $5,000+ | Personal | Rate for a 13 - 24 month term, interest paid monthly. | 2026-09-08 | sourceapi |
Each product is listed with its rates beneath it. Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens the bank's product record (our snapshot); "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's own published product data, which every Consumer Data Right data holder must publish openly. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each product record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/movebank.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
Savings accounts
MoveBank publishes 6 transaction and savings account products in its product data; 4 are savings accounts ranked on the comparison. 2 products are not ranked (a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/): 1; a transaction (everyday) account, not a savings account: 1). Rates are per annum as published by the bank; a bonus rate is paid only in a month in which the account's conditions are met.
Best rates
MoveBank's best savings rate for each customer segment and rate kind, as it ranks on the savings account comparison; "ranked at" lists the balances at which this is its best account.
| Account for | Rate kind | Rate p.a. | Base | Bonus | Intro | Product | Ranked at | Conditions | Restrictions |
|---|---|---|---|---|---|---|---|---|---|
| Personal | Conditional | 5.75% | 0.10% | 5.65% | — | Growth Saverstale | $10k | not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; No withdra… | — |
| Personal | Intro | 5.75% | 0.10% | 5.65% | — | Growth Saverstale | $10k | not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; No withdra… | — |
| Personal | Base | 4.80% | 4.80% | — | — | Online Saverstale | $10k, $50k, $250k | not updated by the bank since 2026-10-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; savings ac… | — |
Products
Ranked savings accounts
Bonus Saver savings accountstale
Conditions: not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; deposit $200 or more each month; No withdrawals from the account during the calendar month.; no withdrawals in the month.
no monthly fee stated · interest paid monthly · bonus on up to $250,000 · bank · source
Bonus Saver
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0 – $250,000 | 0.10% | 5.35% | 5.45% |
| $250,000.01+ | 0.10% | — | 0.10% |
Express Saver savings accountstale
Conditions: not updated by the bank since 2026-07-31, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · interest paid monthly · bank · source
Express Saver
| Balance | Base |
|---|---|
| $0+ | 1.10% |
Growth Saver savings accountstale
Conditions: not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; No withdrawals from the account during the calendar month.; deposit $200 or more each month; no withdrawals in the month.
no monthly fee stated · interest paid monthly · bonus on up to $25,000 · bank · source
Growth Saver
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0 – $25,000 | 0.10% | 5.65% | 5.75% |
| $25,000.01+ | 0.10% | — | 0.10% |
Online Saver savings accountstale
Conditions: not updated by the bank since 2026-10-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; savings accounts cannot send money directly to another bank; withdraw to a MoveBank account first.
no monthly fee stated · interest paid monthly · bank · source
Online Saver
| Balance | Base |
|---|---|
| $0+ | 4.80% |
Not ranked
Everyday Transaction Account transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-07-30, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · 1 fee with no amount in the feed · source
Everyday Transaction Account
No rate rows could be read from the feed for this product.
Term Deposit term depositstale
Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).
Conditions: not updated by the bank since 2026-09-08, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; the feed lists several base rates for one balance; the lowest is shown, up to 5.35% (Rate for a 7 month term, interest paid at maturity. P7M).
no monthly fee stated · interest paid monthly · source
Term Deposit
| Balance | Base |
|---|---|
| $0+ | 5.00% |
Ranked products come first. Each table is the product's balance bands as the bank's feed states them: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together, intro the rate in the introductory period; a table shows only the columns its account has. "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change. The "source" link opens our snapshot of the bank's product record; conditions read from the bank's own terms are listed with the product.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published product data (its Consumer Data Right feed), with the conditions and limits that data leaves out read from the bank's own terms and pages. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/savings-accounts/v1/brands/movebank.json: this bank's accounts and every balance band, its best rates first./au/finance/savings-accounts/v1/rates.json: every bank's rate rows in one file./au/finance/savings-accounts/v1/best.json: the banks ranked per segment, rate kind and balance./au/finance/savings-accounts/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR transaction and savings account feed (needs an
x-vheader).
Credit cards
MoveBank publishes 2 credit or charge card products in its product data; 0 are ranked on the comparison. 2 cards are not ranked (not available to new customers: 2). Rates are per annum as published by the bank; a card's annual fee is the yearly figure, with a monthly card fee multiplied by twelve.
Where its cards rank
None of MoveBank's cards is ranked; each card below says why.
Cards
Not ranked
Low Rate Credit Card credit cardclosed to new
purchase rate 8.99%; fee $59 a year; 45 interest-free days; credit limit $1,000 to $25,000. Not ranked: not available to new customers.
- credit limit $1,000 to $25,000
Low Rate Credit Card (2) credit cardclosed to new
purchase rate 8.99%; fee $59 a year; 45 interest-free days; credit limit $1,000 to $25,000. Not ranked: not available to new customers.
- credit limit $1,000 to $25,000
Ranked cards come first. "stale" means the bank has not updated the record for over 180 days. The "details" link opens the card's own page here, with every rate, fee, offer and feature its feed states; "source" opens our snapshot of the bank's product record.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published credit and charge card product data, refreshed daily. The same records are published as JSON with a source URL and the issuer's last-updated or document date on every row:
/au/finance/credit-cards/v1/brands/movebank.json: this issuer's cards, its ranked entries first./au/finance/credit-cards/v1/rates.json: every bank's cards in one file./au/finance/credit-cards/v1/best.json: the banks ranked per segment and ranking kind./au/finance/credit-cards/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR credit and charge card feed (needs an
x-vheader).
Home loans
MoveBank publishes 2 home loan products in its product data, giving 66 rates (30 variable and 36 fixed). Rates are per annum as published by the bank. The comparison rate is the bank's own figure, which the National Credit Code requires it to calculate on a $150,000 loan over 25 years; it folds in fees and charges, so it is a guide to the cost of a loan of that size only. Offset and redraw are features of the product, as the bank publishes them, and may not apply while a rate is fixed.
Products
- Everyday Home Loanredraw · upfront fees $700 · exit fees $450 · max LVR 90% · 44 rates · bank · source
Everyday Home Loan - Offset Home Loanoffset account and redraw · upfront fees $700 · exit fees $450 · max LVR 95% · 22 rates · bank · source
Offset Home Loan
Rates
| Product | Rate type | Rate p.a. | Comparison at $150,000 | Purpose | Repayment | LVR | Loan | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|---|---|---|
| Everyday Home Loan | Variable | 6.09% | 6.15% | Owner-occupied | Principal & interest | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.19% | — | Owner-occupied | Principal & interest | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.29% | 6.35% | Owner-occupied | Principal & interest | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.29% | 6.35% | Owner-occupied | Principal & interest | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.39% | — | Owner-occupied | Principal & interest | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.49% | 6.55% | Owner-occupied | Principal & interest | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.39% | 6.45% | Owner-occupied | Principal & interest | 90.01–95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.49% | — | Owner-occupied | Principal & interest | 90.01–95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.59% | 6.65% | Owner-occupied | Principal & interest | 90.01–95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 1 year | 6.49% | 6.19% | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 1 year | 6.59% | — | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 1 year | 6.69% | 6.39% | Owner-occupied | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 2 years | 6.49% | 6.23% | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 2 years | 6.59% | — | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 2 years | 6.69% | 6.43% | Owner-occupied | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 3 years | 6.44% | 6.25% | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 3 years | 6.54% | — | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 3 years | 6.64% | 6.45% | Owner-occupied | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 5 years | 6.64% | 6.39% | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 5 years | 6.74% | — | Owner-occupied | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 5 years | 6.84% | 6.59% | Owner-occupied | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.09% | — | Owner-occupied | Interest only | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.19% | — | Owner-occupied | Interest only | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.29% | — | Owner-occupied | Interest only | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.29% | — | Owner-occupied | Interest only | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.39% | — | Owner-occupied | Interest only | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.49% | — | Owner-occupied | Interest only | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.39% | — | Owner-occupied | Interest only | 90.01–95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.49% | — | Owner-occupied | Interest only | 90.01–95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.59% | — | Owner-occupied | Interest only | 90.01–95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.24% | 6.30% | Investment | Principal & interest | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.34% | — | Investment | Principal & interest | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.44% | 6.50% | Investment | Principal & interest | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.39% | 6.45% | Investment | Principal & interest | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.49% | — | Investment | Principal & interest | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.59% | 6.65% | Investment | Principal & interest | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 1 year | 6.64% | 6.34% | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 1 year | 6.74% | — | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 1 year | 6.84% | 6.54% | Investment | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 2 years | 6.64% | 6.38% | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 2 years | 6.74% | — | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 2 years | 6.84% | 6.58% | Investment | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 3 years | 6.59% | 6.40% | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 3 years | 6.69% | — | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 3 years | 6.79% | 6.60% | Investment | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 5 years | 6.79% | 6.54% | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 5 years | 6.89% | — | Investment | Principal & interest | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 5 years | 6.99% | 6.74% | Investment | Principal & interest | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.44% | — | Investment | Interest only | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.54% | — | Investment | Interest only | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.64% | — | Investment | Interest only | up to 80% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.59% | — | Investment | Interest only | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Variable | 6.69% | — | Investment | Interest only | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Variable | 6.79% | — | Investment | Interest only | 80.01–90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 1 year | 6.84% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 1 year | 6.94% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 1 year | 7.04% | — | Investment | Interest only | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 2 years | 6.84% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 2 years | 6.94% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 2 years | 7.04% | — | Investment | Interest only | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 3 years | 6.79% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 3 years | 6.89% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 3 years | 6.99% | — | Investment | Interest only | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 5 years | 6.99% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Everyday Home Loan | Fixed 5 years | 7.09% | — | Investment | Interest only | up to 90% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; Advertised rate needs $1,500 a month credited to a MoveBank transaction account; $7… | 2026-11-12 | source |
| Offset Home Loan | Fixed 5 years | 7.19% | — | Investment | Interest only | up to 95% | $100,000 – $3,000,000 | Must be a MoveBank member to apply; $700 establishment fee, including one standard valuation up to $205; $450 discharge… | 2026-11-12 | source |
Hover a condition to read the bank's full wording, and a rate type for the bank's own name for it. "not stated" means the bank's feed does not say which loans a rate is for. The "source" link opens our snapshot of the bank's product record.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a $150,000 secured loan over 25 years.
Data
This section is built from the bank's own published product data, plus any term it leaves out that we read from the bank's own pages and any correction where its page contradicts that data. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/home-loans/v1/brands/movebank.json: this bank's home loan products and every rate row./au/finance/home-loans/v1/rates.json: all the banks' home loan rate rows in one file./au/finance/home-loans/v1/best.json: the banks ranked per purpose, repayment type, LVR, loan amount and rate type./au/finance/home-loans/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR home loan feed (needs an
x-vheader).
Car loans
MoveBank publishes 1 car loan product in its product data, giving 1 rate, 1 of them ranked. Rates are per annum as published by the bank. Lenders are ranked by comparison rate, the lender's own figure, worked out by a formula set in law and including most fees, on the legal loan example closest to its typical loan: for car loans usually $30,000 over 5 years. On a smaller loan or a shorter term the fees weigh more than it shows.
Lowest comparison rates
MoveBank's lowest comparison rate for each vehicle and rate type, as it ranks on the car loan comparison; "ranked for" lists the loan amounts it covers.
| Vehicle | Rate type | Comparison rate | Rate p.a. | Product | Fees | Ranked for | Conditions |
|---|---|---|---|---|---|---|---|
| New car | Fixed | 6.36% | 6.09% | Move Car Loancars ≤20 yrs | $195 upfront | $15k, $30k, $60k | vehicles up to 20 years old |
| Used car | Fixed | 6.36% | 6.09% | Move Car Loancars ≤20 yrs | $195 upfront | $15k, $30k, $60k | vehicles up to 20 years old |
| Electric or hybrid | Fixed | 6.36% | 6.09% | Move Car Loancars ≤20 yrs | $195 upfront | $15k, $30k, $60k | vehicles up to 20 years old |
Products
- Move Car Loan$195 upfront · loans $10,000 – $150,000 · 1 fee with no amount in the feed · 1 rate · bank · terms · fees · source
Move Car Loan
Rates
| Product | Rate type | Comparison rate | Rate p.a. | Vehicles | Loan | Term | Security | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|---|---|---|
| Move Car Loan | Fixed | 6.36% | 6.09% | new, used, electric or hybrid; up to 20 years old | $10,000 – $150,000 | 1 year – 7 years | not stated | vehicles up to 20 years old; Fixed for the full loan term (1 to 7 years). | 2026-11-12 | source |
Ranked rates come first. Hover a condition to read the bank's full wording, and a rate type for the bank's own name for it. "not stated" means the bank's feed does not say. The "source" link opens the bank's product record (our snapshot).
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are usually calculated on a $30,000 loan over 5 years: the law sets a few loan examples and each lender uses the one closest to its typical loan. Most lenders' feeds do not say which they used.
This comparison covers rates and the fees the lenders publish. It does not compare every feature that may matter to you, such as early repayment costs, balloon payments, vehicle age limits, redraw or approval criteria. We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published product data (its public Consumer Data Right personal loan feed), keeping the car loans, with terms that data leaves out read from the bank's own terms and pages and re-checked daily. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/car-loans/v1/brands/movebank.json: this bank's car loan products and every rate row, its lowest rates first./au/finance/car-loans/v1/rates.json: all the lenders' car loan rate rows in one file./au/finance/car-loans/v1/best.json: the lenders ranked per vehicle, rate type and loan amount./au/finance/car-loans/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR personal loan feed (needs an
x-vheader).
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.